CCertihomes
48 Main Street, Cummington, MA 01026

$299,900

0 beds 6 baths 3,938 sqft Built 18164 days on marketActive

About this home

Located on the banks of the Westfield River, this income property offers six one-bedroom apartments with separate heat and electric. Recent improvements include a new roof, windows, fire alarm, water heater, electrical updates, septic system and egress stairway. Appliances are included and off-street parking is available for all of the units. Part of the driveway is shared with the neighbor by a right-of -way.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,200/mo

Real estate (PITI + HOA + PMI)
$2,849
Principal + interest$1,934
Property tax + insurance$803
PMI / 2nd mortgage$112
Utilities
$553
Heating + cooling$130
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$98
Car insurance + maintenance$98
Other (entertainment)
$127
$3,200/mo TLC
Budget$5,000/mo
Remaining after TLC$1,800/mo
Purchase price
$299,900
Down payment
$14,995 (5%)
Loan amount
$284,905
APR
7.2%

Quick facts

Type
COM
Style
Year built
1816
Lot size
0.47 ac
Stories
0
Heating
Cooling
Water
HOA
Annual tax
$4,435
MLS #
72941533
County
Hampshire

Neighborhood — 01026

MetricThis ZIPCountyUSA
Population3,2616,444,931299,088,112
Population Change Since199020.00%7.00%20.00%
Population Density87786
Male1,6383,127,134147,432,321
Female1,6243,317,797151,655,844
Never Married6771,612,88563,775,926
Married1,6252,586,314123,120,365
Separated61247,85712,639,686
Widowed116363,59415,467,586
Divorced267436,88823,075,029
Number Of House Hold1,0402,431,591111,826,380
Average House Hold Size3.032.562.60
Medial Age40.9837.2535.46
Median House Hold Income$53,442$57,698$48,276
Average House Hold Income$61,383$75,023$63,629
P C I$19,723$29,196$24,529
M D I$45,066$48,105$41,133
A T H E$50,279$57,083$50,898
S T R5.00%5.00%
W C J79.17%81.38%77.74%
(Zip) Code
1026

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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MLSPIN

Listing information last refreshed 2/10/2022. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.