CCertihomes
131 North Water Street #62, Edgartown, MA 02539

$2,510,000

2 beds 2 baths 895 sqft Built 2011349 days on marketActive

About this home

Near the end of North Water Street, overlooking Edgartown’s picturesque harbor and steps from the iconic lighthouse, sits the most storied hotel on Martha’s Vineyard. Built in 1891 and after a top to bottom restoration in 2018 and extensive modernization again in 2021, this charming and sophisticated resort is offering the opportunity of fully managed residences with deeded ownership providing the splendor of Vineyard homeownership without the worry of maintenance and property management. The Harbor View Captain’s Cottages provide all of the hotel’s refined amenities. This gorgeous 2- Bedroom, 2-Bathroom, second floor residence is located in Captain Rowley Cottage. There is a private outdoor shower and front and back private porches! Owners enjoy a myriad of benefits including dining and lodging discounts at the hotel. There is also a fully managed rental program available for when owners are not in residence. The Harbor View Captain’s Cottages offer carefree second home ownership.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$18,678/mo

Real estate (PITI + HOA + PMI)
$23,611
Principal + interest$11,384
Property tax + insurance$6,961
HOA$4,325
PMI / 2nd mortgage$941
Utilities
$313
Heating + cooling$38
Internet + TV + phone$157
Water + sewer + garbage$40
Transportation
$98
Car insurance + maintenance$98
Other (entertainment)
$157
$18,678/mo TLC
Budget$19,178/mo
Remaining after TLC$500/mo
Purchase price
$2,510,000
Down payment
$125,500 (5%)
Loan amount
$2,384,500
APR
4%

Quick facts

Type
Condominium
Style
Shingle
Year built
2011
Lot size
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
$4,325 / Monthly
Annual tax
$4,380
MLS #
73064628
County
Dukes

At a glance

Air conditioning
Basement

Home features

Exterior
PorchOutdoor Shower
Sewer
Public Sewer

Neighborhood — 02539

MetricThis ZIPCountyUSA
Population3,3676,444,931299,088,112
Population Change Since199037.00%7.00%20.00%
Population Density119786
Male1,7123,127,134147,432,321
Female1,6553,317,797151,655,844
Never Married7611,612,88563,775,926
Married1,4762,586,314123,120,365
Separated109247,85712,639,686
Widowed141363,59415,467,586
Divorced338436,88823,075,029
Number Of House Hold1,1582,431,591111,826,380
Average House Hold Size2.872.562.60
Medial Age41.1737.2535.46
Median House Hold Income$57,076$57,698$48,276
Average House Hold Income$70,839$75,023$63,629
P C I$25,224$29,196$24,529
M D I$47,305$48,105$41,133
A T H E$55,593$57,083$50,898
S T R5.00%5.00%
W C J79.78%81.38%77.74%
(Zip) Code
2539

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 12/13/2022. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.