23 Collette Dr, Holland, MA 01521
$199,000
3 beds 2 baths 886 sqft Built 1969232 days on marketActive
About this home
No Better way to enjoy the summer than on the lake. On the North Side of the Hamilton Reservoir this 3-bed, 1.5 bath seasonal cottage with deeded private area on the water.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.
Your estimated payment
$2,047/mo
- Real estate (PITI + HOA + PMI)
- $1,730
- Utilities
- $409
- Transportation
- $100
- Other (entertainment)
- $125
Principal + interest$1,283
Property tax + insurance$372
PMI / 2nd mortgage$75
Heating + cooling$59
Internet + TV + phone$125
Water + sewer + garbage$58
Car insurance + maintenance$100
Budget$5,000/mo
Remaining after TLC$2,953/mo
Purchase price
$199,000
Down payment
$9,950 (5%)
Loan amount
$189,050
APR
7.2%
Quick facts
Type
Single Family Residence
Style
Cottage
Year built
1969
Lot size
0.12 ac
Stories
0
Heating
Electric Baseboard, None
Cooling
None
Water
Shared Well
HOA
—
Annual tax
$1,886
MLS #
73144875
County
Hampden
Home features
Appliances
Electric Water HeaterRangeENERGY STAR Qualified Refrigerator
Exterior
PorchDeck - WoodRain Gutters
Flooring
Engineered Hardwood
Roof
Shingle
Sewer
Other
Lot features
Gentle Sloping
Neighborhood — 01521
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 2,200 | 6,444,931 | 299,088,112 |
| Population Change Since1990 | 10.00% | 7.00% | 20.00% |
| Population Density | 207 | 786 | — |
| Male | 1,119 | 3,127,134 | 147,432,321 |
| Female | 1,081 | 3,317,797 | 151,655,844 |
| Never Married | 413 | 1,612,885 | 63,775,926 |
| Married | 1,034 | 2,586,314 | 123,120,365 |
| Separated | 55 | 247,857 | 12,639,686 |
| Widowed | 71 | 363,594 | 15,467,586 |
| Divorced | 196 | 436,888 | 23,075,029 |
| Number Of House Hold | 847 | 2,431,591 | 111,826,380 |
| Average House Hold Size | 2.60 | 2.56 | 2.60 |
| Medial Age | 37.92 | 37.25 | 35.46 |
| Median House Hold Income | $56,457 | $57,698 | $48,276 |
| Average House Hold Income | $59,332 | $75,023 | $63,629 |
| P C I | $22,843 | $29,196 | $24,529 |
| M D I | $47,238 | $48,105 | $41,133 |
| A T H E | $49,137 | $57,083 | $50,898 |
| S T R | 5.00% | 5.00% | — |
| W C J | 71.54% | 81.38% | 77.74% |
(Zip) Code
1521
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 8/4/2023. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.