CCertihomes
453 - 455 State Street, Springfield, MA 01105

$385,000

4 beds 4 baths 4,605 sqft Built 1840191 days on marketActive

About this home

Seller said Reduce the asking price on this Prime Location! You don't want to miss the opportunity to get in on the ground level of the Redevelopment phase of this Historic part of the State Street corridor! This 3-Story mixed Use, Residential and Commercial Building is located in one of Springfield's up and coming areas. Lots of Foot-traffic. Premium E/W bound Auto visibility. Each unit comes with Separate Utilities! Ground floor being used as a coffee house which includes a code-compliant serving counter and 2 accessible restrooms. Second and third floors contains 2+ bedroom apartments, one room currently being used as an office, the bonus room overlooks the college campus. Both upper floors are currently registered tax-exempt as Church parsonages for clergy/minister housing. The Rear balconies are right off the kitchen. where George Washington stayed when establishing the Springfield Armory during the Revolutionary War.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,897/mo

Real estate (PITI + HOA + PMI)
$3,471
Principal + interest$2,483
Property tax + insurance$844
PMI / 2nd mortgage$144
Utilities
$644
Heating + cooling$160
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$144
Car insurance + maintenance$144
Other (entertainment)
$158
$3,897/mo TLC
Budget$5,000/mo
Remaining after TLC$1,103/mo
Purchase price
$385,000
Down payment
$19,250 (5%)
Loan amount
$365,750
APR
7.2%

Quick facts

Type
2 Family - 2 Units Up/Down
Style
Year built
1840
Lot size
0.12 ac
Stories
6
Heating
Other
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$3,683
MLS #
73159622
County
Hampden

At a glance

Basement

Home features

Interior
Crown MoldingUpgraded CountertopsOpen FloorplanOtherLiving RoomKitchenFamily Room
Parking
Paved Drive
Flooring
Wood
Sewer
Public Sewer

Neighborhood — 01105

MetricThis ZIPCountyUSA
Population13,1236,444,931299,088,112
Population Change Since1990-12.00%7.00%20.00%
Population Density8,386786
Male6,4453,127,134147,432,321
Female6,6783,317,797151,655,844
Never Married4,8711,612,88563,775,926
Married1,9622,586,314123,120,365
Separated1,324247,85712,639,686
Widowed671363,59415,467,586
Divorced1,267436,88823,075,029
Number Of House Hold5,1342,431,591111,826,380
Average House Hold Size2.382.562.60
Medial Age29.3837.2535.46
Median House Hold Income$20,157$57,698$48,276
Average House Hold Income$35,243$75,023$63,629
P C I$15,261$29,196$24,529
M D I$18,800$48,105$41,133
A T H E$34,974$57,083$50,898
S T R5.00%5.00%
W C J81.14%81.38%77.74%
(Zip) Code
1105

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 9/14/2023. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.

453 - 455 State Street · Springfield — $385,000 · Certihomes