CCertihomes
10 Academy, Cumberland, RI 02864

$544,900

4 beds 2 baths Built 1987Active

About this home

Beautiful duplex on a dead end street. Two bedrooms each unit. Plenty of privacy on a 40, 000 square-foot lot. Two potential one bedroom units finish downstairs, with walkout sliders. Big front porch and private decks with plenty of privacy. Plenty of parking. Sold as is may not qualify for FHA.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,552/mo

Real estate (PITI + HOA + PMI)
$4,714
Principal + interest$3,510
Property tax + insurance$1,000
PMI / 2nd mortgage$204
Utilities
$1,598
Heating + cooling$646
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$148
Car insurance + maintenance$148
Other (entertainment)
$140
$5,552/mo TLC
Budget$6,052/mo
Remaining after TLC$500/mo
Purchase price
$544,900
Down payment
$27,245 (5%)
Loan amount
$517,655
APR
7.19%

Quick facts

Type
Rental
Style
Year built
1987
Lot size
0.9183 ac
Stories
0
Heating
Oil, Baseboard
Cooling
None
Water
Connected
HOA
Annual tax
$4,857
MLS #
1344872
County
Providence

At a glance

Basement

Home features

Exterior
DeckPorch
Parking
No Garage
Flooring
Carpet
Sewer
Septic Tank

Neighborhood — 02864

MetricThis ZIPCountyUSA
Population32,6311,095,423299,088,112
Population Change Since199017.00%9.00%20.00%
Population Density1,164994
Male15,672529,266147,432,321
Female16,959566,157151,655,844
Never Married5,705266,40463,775,926
Married16,332435,678123,120,365
Separated66643,64212,639,686
Widowed1,96366,66815,467,586
Divorced1,63583,84323,075,029
Number Of House Hold12,414410,399111,826,380
Average House Hold Size2.612.562.60
Medial Age39.5937.2735.46
Median House Hold Income$61,292$47,553$48,276
Average House Hold Income$70,687$61,609$63,629
P C I$27,273$23,965$24,529
M D I$50,775$40,634$41,133
A T H E$55,157$49,940$50,898
S T R7.00%7.00%
W C J71.89%78.02%77.74%
(Zip) Code
2864

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 9/27/2023. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.