28 Margin St #A, Lynn, MA 01905
$354,900
2 beds 3 baths 1,430 sqft Built 1988210 days on marketActive
About this home
Two-bedroom 2.5 bath Townhouse at the desirable RiverBay Condominium. End unit featuring one car garage and off-street parking. Waterfront complex at an affordable price. See firm remarks for bidding options.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.
Your estimated payment
$3,849/mo
- Real estate (PITI + HOA + PMI)
- $3,903
- Utilities
- $420
- Transportation
- $150
- Other (entertainment)
- $158
Principal + interest$2,289
Property tax + insurance$1,096
HOA$385
PMI / 2nd mortgage$133
Heating + cooling$61
Internet + TV + phone$158
Water + sewer + garbage$45
Car insurance + maintenance$150
Budget$5,000/mo
Remaining after TLC$1,151/mo
Purchase price
$354,900
Down payment
$17,745 (5%)
Loan amount
$337,155
APR
7.2%
Quick facts
Type
Condominium
Style
—
Year built
1988
Lot size
1.33 ac
Stories
1
Heating
Other
Cooling
Other
Water
Public
HOA
$385
Annual tax
$4,005
MLS #
73165258
County
Essex
At a glance
Basement
Garage (1)
Home features
Community
Public TransportationShopping
Parking
AttachedOff Street
Roof
Shingle
Sewer
Public Sewer
Neighborhood — 01905
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 26,028 | 6,444,931 | 299,088,112 |
| Population Change Since1990 | 10.00% | 7.00% | 20.00% |
| Population Density | 4,737 | 786 | — |
| Male | 12,859 | 3,127,134 | 147,432,321 |
| Female | 13,169 | 3,317,797 | 151,655,844 |
| Never Married | 7,070 | 1,612,885 | 63,775,926 |
| Married | 8,497 | 2,586,314 | 123,120,365 |
| Separated | 1,182 | 247,857 | 12,639,686 |
| Widowed | 1,576 | 363,594 | 15,467,586 |
| Divorced | 1,759 | 436,888 | 23,075,029 |
| Number Of House Hold | 9,111 | 2,431,591 | 111,826,380 |
| Average House Hold Size | 2.83 | 2.56 | 2.60 |
| Medial Age | 32.35 | 37.25 | 35.46 |
| Median House Hold Income | $46,878 | $57,698 | $48,276 |
| Average House Hold Income | $57,858 | $75,023 | $63,629 |
| P C I | $20,352 | $29,196 | $24,529 |
| M D I | $40,187 | $48,105 | $41,133 |
| A T H E | $48,178 | $57,083 | $50,898 |
| S T R | 5.00% | 5.00% | — |
| W C J | 70.00% | 81.38% | 77.74% |
(Zip) Code
1905
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
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Listing information last refreshed 9/29/2023. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.