CCertihomes
492 Thames #4, Newport, RI 02840

$2,600

2 beds 1 baths 740 sqft Built 1990Active

About this home

If you're looking to be in the heart of downtown Newport - look no further than 492 Thames Street.  This sun-soaked top floor condominium is located on Thames Street directly across from O’Brien’s Pub and Waite’s Wharf.  The space offers a recently updated kitchen and is highlighted by a private balcony with water views of Newport harbor, hardwood floors, in-unit laundry, one off-street parking space and incredible natural light throughout the condominium.  Sorry no pets.  Available for Winter/Academic Term 2024-2025 at $2600/monthly. Tenant responsible for heat (which is electric), electric, and water/sewer.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$529/mo

Real estate (PITI + HOA + PMI)
$53
Principal + interest$17
Property tax + insurance$35
PMI / 2nd mortgage$1
Utilities
$569
Heating + cooling$163
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$127
$529/mo TLC
Budget$5,000/mo
Remaining after TLC$4,471/mo
Purchase price
$2,600
Down payment
$130 (5%)
Loan amount
$2,470
APR
7.19%

Quick facts

Type
Condominium
Style
Year built
1990
Lot size
Stories
0
Heating
Electric, Baseboard
Cooling
Wall Unit(s)
Water
HOA
Annual tax
MLS #
1346706
County
Newport

Neighborhood — 02840

MetricThis ZIPCountyUSA
Population25,6781,095,423299,088,112
Population Change Since1990-8.00%9.00%20.00%
Population Density3,344994
Male12,039529,266147,432,321
Female13,562566,157151,655,844
Never Married7,807266,40463,775,926
Married8,167435,678123,120,365
Separated1,47343,64212,639,686
Widowed1,69966,66815,467,586
Divorced2,69183,84323,075,029
Number Of House Hold10,531410,399111,826,380
Average House Hold Size2.272.562.60
Medial Age38.5237.2735.46
Median House Hold Income$48,216$47,553$48,276
Average House Hold Income$65,270$61,609$63,629
P C I$28,066$23,965$24,529
M D I$41,065$40,634$41,133
A T H E$52,096$49,940$50,898
S T R7.00%7.00%
W C J80.40%78.02%77.74%
(Zip) Code
2840

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 10/24/2023. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

492 Thames #4 · Newport — $2,600 · Certihomes