CCertihomes
4972 State Route 31, Clay, NY 13041

$400,000

3 beds 1 baths 1,344 sqft Built 1900199 days on marketActive

About this home

This two story home has 3 bedrooms, a very large living room, enclosed front porch, kitchen with a portable island and formal dining room. First laundry and bathroom. Upstairs are 3 bedrooms, a large bonus room at the top of the stairs and plank floors. There is a full attic with drop down stairs and a full basement that is about 5 feet in height. The back yard has a deck that looks out into the yard with no neighbors. The property behind is currently for sale. The proposed Micron chip site is minutes away. Close to 481, mall shopping and dining. This is a great investment opportunity.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,819/mo

Real estate (PITI + HOA + PMI)
$3,324
Principal + interest$2,567
Property tax + insurance$607
PMI / 2nd mortgage$150
Utilities
$1,078
Heating + cooling$375
Internet + TV + phone$162
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$162
$3,819/mo TLC
Budget$5,000/mo
Remaining after TLC$1,181/mo
Purchase price
$400,000
Down payment
$20,000 (5%)
Loan amount
$380,000
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
2 Story
Year built
1900
Lot size
0.2146 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$2,332
MLS #
S1507630
County
Onondaga

At a glance

Air conditioning
Basement

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeaterFreeStandingRangeMicrowaveOvenRefrigerator
Interior
SeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomKitchenIslandPantry
Exterior
BlacktopDrivewayDeck
Parking
NoGarageDriveway
Flooring
Laminate, Varies
Sewer
SepticTank

Lot features

NearPublicTransit, ResidentialLot

Neighborhood — 13041

MetricThis ZIPCountyUSA
Population9,28819,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density422395
Male4,5709,381,926147,432,321
Female4,7189,969,168151,655,844
Never Married1,5454,946,39163,775,926
Married4,5287,166,701123,120,365
Separated1781,159,67312,639,686
Widowed2171,110,24515,467,586
Divorced6601,210,44823,075,029
Number Of House Hold3,1747,102,016111,826,380
Average House Hold Size2.932.642.60
Medial Age33.5436.5335.46
Median House Hold Income$63,162$49,847$48,276
Average House Hold Income$64,159$70,032$63,629
P C I$21,925$26,569$24,529
M D I$52,305$42,210$41,133
A T H E$51,818$54,185$50,898
S T R8.00%4.00%
W C J79.89%81.55%77.74%
(Zip) Code
13041

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 11/1/2023. Provided courtesy of Coldwell Banker Prime Prop, Inc via Buffalo MLS. Information deemed reliable but not guaranteed.