CCertihomes
25 Columbia Street #Two, Ayer, MA 01432

$324,000

4 beds 1 baths 1,500 sqft Built 1890135 days on marketActive

About this home

This home is part of a two family undergoing conversion to a condominiums. Conversion completion expected by early 2024. Townhouse style living unit which has been updated and is located on a corner lot with granite slab walls. There is a common laundry area in the building for the two units. This unit is the perfect commuter location within walking distance to the commuter rail station in Ayer (Boston - Fitchburg Line). This is a great opportunity to own a 4 bedroom home at an affordable price.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,264/mo

Real estate (PITI + HOA + PMI)
$2,920
Principal + interest$2,089
Property tax + insurance$709
PMI / 2nd mortgage$122
Utilities
$510
Heating + cooling$93
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$107
Car insurance + maintenance$107
Other (entertainment)
$158
$3,264/mo TLC
Budget$5,000/mo
Remaining after TLC$1,736/mo
Purchase price
$324,000
Down payment
$16,200 (5%)
Loan amount
$307,800
APR
7.2%

Quick facts

Type
Condominium
Style
Year built
1890
Lot size
0.13 ac
Stories
2
Heating
Electric Baseboard
Cooling
None
Water
Public
HOA
Annual tax
$4,277
MLS #
73187444
County
Middlesex

At a glance

Basement

Home features

Appliances
RangeRefrigerator
Exterior
Porch
Community
Public TransportationShoppingParkWalk/Jog TrailsGolfMedical FacilityLaundromatBike PathHighway AccessHouse of WorshipPublic SchoolT-Station
Parking
Off StreetCommon
Flooring
Wood, Vinyl, Carpet
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 01432

MetricThis ZIPCountyUSA
Population5,1206,444,931299,088,112
Population Change Since19906.00%7.00%20.00%
Population Density519786
Male2,5013,127,134147,432,321
Female2,6193,317,797151,655,844
Never Married1,1741,612,88563,775,926
Married1,9722,586,314123,120,365
Separated276247,85712,639,686
Widowed285363,59415,467,586
Divorced402436,88823,075,029
Number Of House Hold2,1512,431,591111,826,380
Average House Hold Size2.292.562.60
Medial Age37.0137.2535.46
Median House Hold Income$52,451$57,698$48,276
Average House Hold Income$65,485$75,023$63,629
P C I$28,119$29,196$24,529
M D I$44,485$48,105$41,133
A T H E$51,979$57,083$50,898
S T R5.00%5.00%
W C J74.62%81.38%77.74%
(Zip) Code
1432

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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MLSPIN

Listing information last refreshed 12/14/2023. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.