92 Cedar, Springfield, MA 01105

$248,900

2 beds 2 baths 1,632 sqft Built 190096 days on marketActive

About this home

INVESTORS and first-time homeowners take notice! Affordable and cozy, this is a very good opportunity for an investor or an owner occupier; this 1600+ square foot home has a fenced yard, newer roof, modern electrical and is ready for a new owner. The home features large rooms, an alarm system, and a fenced in yard with several storage buildings. This is a great opportunity for the right buyer; Recently converted to a 2 unit, with a studio apartment upstairs, this one is a good fit for anyone wanting to stretch their budget!***SHOWINGS BEGIN 12-21-2023

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment

$2,625/mo

Real estate (PITI + HOA + PMI): $2,207
Utilities: $526
Transportation: $144
Other (entertainment): $158

Your monthly budget

Budget$5,000/mo

Remaining after TLC$2,375/mo

Purchase price

$248,900

Down payment

$12,445 (5%)

Loan amount

$236,455

APR

7.2%

Quick facts

Type

2 Family - 2 Units Up/Down

Style

—

Year built

1900

Lot size

0.13 ac

Stories

Heating

—

Cooling

—

Water

Public

HOA

—

Annual tax

$2,626

MLS #

73187994

County

Hampden

At a glance

Basement

Home features

Community

Public TransportationParkMedical FacilityLaundromatHighway AccessHouse of WorshipPublic SchoolUniversity

Parking

Paved Drive

Roof

Shingle

Sewer

Public Sewer

Neighborhood — 01105

Metric	This ZIP	County	USA
Population	13,123	6,444,931	299,088,112
Population Change Since1990	-12.00%	7.00%	20.00%
Population Density	8,386	786	—
Male	6,445	3,127,134	147,432,321
Female	6,678	3,317,797	151,655,844
Never Married	4,871	1,612,885	63,775,926
Married	1,962	2,586,314	123,120,365
Separated	1,324	247,857	12,639,686
Widowed	671	363,594	15,467,586
Divorced	1,267	436,888	23,075,029
Number Of House Hold	5,134	2,431,591	111,826,380
Average House Hold Size	2.38	2.56	2.60
Medial Age	29.38	37.25	35.46
Median House Hold Income	$20,157	$57,698	$48,276
Average House Hold Income	$35,243	$75,023	$63,629
P C I	$15,261	$29,196	$24,529
M D I	$18,800	$48,105	$41,133
A T H E	$34,974	$57,083	$50,898
S T R	5.00%	5.00%	—
W C J	81.14%	81.38%	77.74%

(Zip) Code

1105

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Walk Score

See walkability, transit, and bike scores for 92 Cedar, Springfield, MA 01105 on walkscore.com →

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Listing information last refreshed 12/18/2023. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.