CCertihomes
23 Timothy, Westerly, RI 02891

$2,999,000

4 beds 4 baths 4,810 sqft Built 2020Active

About this home

Located directly on the Pawcatuck River, this gorgeous custom-built home was completed in June 2020 and has been kept in immaculate condition presenting like new. It is set in a quiet enclave between downtown Westerly and the seaside village of Watch Hill. Every detail in the build was carefully and thoughtfully selected for low maintenance and efficiency with only the highest quality of materials used. The home was built elevated and positioned out of the flood zone capturing the finest water views and sunsets. The private dock has 2 boat slips and allows to explore the open ocean. An open floor plan seamlessly connects the living, dining and kitchen areas, all sharing an abundance of natural light with a walk-out to a large bluestone patio and professionally landscaped yard. This home is the perfect gathering place for friends and family and will be treasured for generations to come!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$19,765/mo

Real estate (PITI + HOA + PMI)
$19,527
Principal + interest$13,602
Property tax + insurance$4,800
PMI / 2nd mortgage$1,125
Utilities
$2,272
Heating + cooling$983
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$140
$19,765/mo TLC
Budget$20,265/mo
Remaining after TLC$500/mo
Purchase price
$2,999,000
Down payment
$149,950 (5%)
Loan amount
$2,849,050
APR
4%

Quick facts

Type
Residential
Style
Contemporary
Year built
2020
Lot size
0.91 ac
Stories
0
Heating
Bottle Gas, Radiant
Cooling
Heat Pump
Water
Municipal
HOA
Annual tax
$23,133
MLS #
1350180
County
Washington

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
Gas Water Heater
Parking
Attached
Fireplace
Gas Insert
Flooring
Ceramic Tile, Carpet
Sewer
Connected, Public Sewer

Neighborhood — 02891

MetricThis ZIPCountyUSA
Population21,0411,095,423299,088,112
Population Change Since199011.00%9.00%20.00%
Population Density697994
Male10,145529,266147,432,321
Female10,896566,157151,655,844
Never Married4,498266,40463,775,926
Married9,216435,678123,120,365
Separated73143,64212,639,686
Widowed1,62866,66815,467,586
Divorced1,60883,84323,075,029
Number Of House Hold8,094410,399111,826,380
Average House Hold Size2.562.562.60
Medial Age41.0037.2735.46
Median House Hold Income$49,801$47,553$48,276
Average House Hold Income$67,090$61,609$63,629
P C I$26,267$23,965$24,529
M D I$41,983$40,634$41,133
A T H E$53,001$49,940$50,898
S T R7.00%7.00%
W C J77.07%78.02%77.74%
(Zip) Code
2891

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 12/29/2023. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

23 Timothy · Westerly — $2,999,000 · Certihomes