CCertihomes
975 Point Judith, Narragansett, RI 02879

$1,400,000

3 beds 2 baths 1,638 sqft Built 1880Active

About this home

Enjoy the comforts of “summer vacation” in this fully renovated, meticulously maintained Cape on a spacious 1.1-acre lot in desirable Point Judith. A Timbertech composite front deck entrance welcomes you to this adorable home through a functional mudroom with a ceiling fan and 6 windows to let in the sunlight. The open floor plan connects the living room, and kitchen, making this home perfect for entertaining. 11’ wooden ceilings w/fans, oversized windows, and crown moldings give the space a unique charm. The living room features a floor-to-ceiling stone fireplace w/a mantle, wood-burning insert w/electric blower. The modern kitchen features Kitchen Aid appliances, substantial cherry wood cabinets, granite countertops, and an eating area. The laundry area is off the kitchen and access to the outside. There is a half-bath and a bedroom also on the first floor. Upstairs has 2 bedrooms, 1 full bath, and a large storage room that could be used as a walk-in closet. Among the other services, are a 40-gallon indirect hot water tank, Aspen gas boiler (2022), central air upstairs, and a Mitsubishi mini split unit for the first floor. Fabulous storage between the garage storage attic and shed (12x22). The exterior has vinyl siding, a 6 y/o roof, a crawl space with a commercial-grade dehumidifier encapsulated by DryZone, and a Clam Shell fiberglass bulkhead. The beaches, port of Galilee, Block Island ferry, and restaurants are a short distance from this distinctive property.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$8,743/mo

Real estate (PITI + HOA + PMI)
$8,539
Principal + interest$6,350
Property tax + insurance$1,664
PMI / 2nd mortgage$525
Utilities
$1,000
Heating + cooling$347
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$134
Car insurance + maintenance$134
Other (entertainment)
$140
$8,743/mo TLC
Budget$9,243/mo
Remaining after TLC$500/mo
Purchase price
$1,400,000
Down payment
$70,000 (5%)
Loan amount
$1,330,000
APR
4%

Quick facts

Type
Residential
Style
Cape Cod
Year built
1880
Lot size
1.1 ac
Stories
0
Heating
Natural Gas, Baseboard, Central Air, Forced Air, Zoned
Cooling
Central Air, Ductless
Water
Public
HOA
Annual tax
$4,204
MLS #
1350689
County
Washington

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
Gas Water HeaterDishwasherDryerDisposalMicrowaveOven/RangeRefrigeratorWasher
Interior
AtticWalls: Dry WallPaneledPlumbing: MixedInsulation: CapCeilingWalls
Exterior
DeckPatioPorch
Parking
DetachedGarage Door Opener
Fireplace
StoneWood Insert
Flooring
Ceramic Tile, Hardwood, Carpet
Sewer
Public

Lot features

Out Building, Paved Driveway

Neighborhood — 02879

MetricThis ZIPCountyUSA
Population19,4401,095,423299,088,112
Population Change Since199025.00%9.00%20.00%
Population Density446994
Male9,384529,266147,432,321
Female10,057566,157151,655,844
Never Married4,290266,40463,775,926
Married8,694435,678123,120,365
Separated44343,64212,639,686
Widowed1,16066,66815,467,586
Divorced1,58083,84323,075,029
Number Of House Hold7,141410,399111,826,380
Average House Hold Size2.692.562.60
Medial Age41.0537.2735.46
Median House Hold Income$62,532$47,553$48,276
Average House Hold Income$83,621$61,609$63,629
P C I$30,999$23,965$24,529
M D I$51,687$40,634$41,133
A T H E$62,178$49,940$50,898
S T R7.00%7.00%
W C J80.62%78.02%77.74%
(Zip) Code
2879

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 1/8/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

975 Point Judith · Narragansett — $1,400,000 · Certihomes