CCertihomes
7900 New Floyd Road #SS, Floyd, NY 13440

$324,900

3 beds 2 baths 1,475 sqft Built 1956238 days on marketActive

About this home

Own Your Dream Property with Owner Financing! Owner financing is available at just 4.75%! Call now for details. This splendid property offers a host of features to enhance your lifestyle. 3 Bedrooms, 2 Bathrooms and attached garage, overlooking the tranquil brook. Separate workshop with in-ground pool. The master bedroom is a retreat in itself, featuring an en-suite bathroom. Enjoy peaceful moments on the enclosed balcony attached to the master bedroom. Relax and unwind in the spa tub, a luxurious touch to the master en-suite. Cozy up by the fireplace in the spacious living room. Finished room in basement, previously used as a game room, this versatile space could be converted into a 4th bedroom. Includes a washer, dryer, and freezer in basement. Central Air and water conditioner throughout the home. Hot Water On Demand is efficient and convenient. The property also features a separate workshop/garage and an inviting in-ground pool, perfect for summer gatherings. Great location with easy commutes to Rome and Utica. Access to SUNY Poly and WalMart Distribution Center. Close to local amenities and attractions. This home offers a perfect blend of tranquility, modern conveniences, and accessibility. If you are looking for a home that provides a peaceful escape without sacrificing convenience, this is the one for you!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,337/mo

Real estate (PITI + HOA + PMI)
$2,813
Principal + interest$2,085
Property tax + insurance$606
PMI / 2nd mortgage$122
Utilities
$1,109
Heating + cooling$405
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,337/mo TLC
Budget$5,000/mo
Remaining after TLC$1,663/mo
Purchase price
$324,900
Down payment
$16,245 (5%)
Loan amount
$308,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1956
Lot size
1.05 ac
Stories
1
Heating
Gas, ForcedAir, HotWater
Cooling
CentralAir
Water
NotConnected, Public
HOA
Annual tax
$3,057
MLS #
S1516352
County
Oneida

At a glance

Air conditioning
Fireplace
Basement
Garage (1)

Home features

Appliances
DishwasherElectricCooktopGasWaterHeaterRefrigerator
Interior
EatInKitchenSeparateFormalLivingRoomGraniteCountersMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayPropaneTankOwned
Parking
AttachedGarage
Flooring
Carpet, CeramicTile, Hardwood, Varies
Sewer
SepticTank

Lot features

Wooded

Neighborhood — 13440

MetricThis ZIPCountyUSA
Population32,05219,351,094299,088,112
Population Change Since1990-29.00%8.00%20.00%
Population Density260395
Male15,6139,381,926147,432,321
Female16,4399,969,168151,655,844
Never Married7,4144,946,39163,775,926
Married12,0447,166,701123,120,365
Separated1,6191,159,67312,639,686
Widowed2,5691,110,24515,467,586
Divorced2,7541,210,44823,075,029
Number Of House Hold12,5327,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age38.7236.5335.46
Median House Hold Income$38,084$49,847$48,276
Average House Hold Income$48,394$70,032$63,629
P C I$19,680$26,569$24,529
M D I$33,405$42,210$41,133
A T H E$42,693$54,185$50,898
S T R9.00%4.00%
W C J78.64%81.55%77.74%
(Zip) Code
13440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 1/9/2024. Provided courtesy of Gateway Properties of Upstate NY Inc via Buffalo MLS. Information deemed reliable but not guaranteed.