CCertihomes
92 Franklin St, Holyoke, MA 01040

$247,900

3 beds 3 baths 1,512 sqft Built 200431 days on marketActive

About this home

Large Colonial style home with three bedrooms, 2.5 baths, including a master bath and walk in closet. The downstairs features an open kitchen/dining area with wood flooring in the living room. The home has a fenced in yard, wrap around porch, full basement and so much more..

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,582/mo

Real estate (PITI + HOA + PMI)
$2,192
Principal + interest$1,599
Property tax + insurance$500
PMI / 2nd mortgage$93
Utilities
$497
Heating + cooling$87
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$131
Car insurance + maintenance$131
Other (entertainment)
$157
$2,582/mo TLC
Budget$5,000/mo
Remaining after TLC$2,418/mo
Purchase price
$247,900
Down payment
$12,395 (5%)
Loan amount
$235,505
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Colonial, Other (See Remarks)
Year built
2004
Lot size
0.1 ac
Stories
0
Heating
Forced Air, Natural Gas
Cooling
Other
Water
Public
HOA
Annual tax
$2,581
MLS #
73192861
County
Hampden

At a glance

Basement

Home features

Appliances
RangeRefrigerator
Exterior
PorchRain GuttersFenced Yard
Community
Public TransportationTennis Court(s)Highway AccessPublic SchoolUniversity
Parking
Paved Drive
Flooring
Wood, Carpet, Laminate
Roof
Shingle
Sewer
Public Sewer

Lot features

Corner Lot

Neighborhood — 01040

MetricThis ZIPCountyUSA
Population41,5126,444,931299,088,112
Population Change Since1990-7.00%7.00%20.00%
Population Density1,816786
Male19,6613,127,134147,432,321
Female21,8513,317,797151,655,844
Never Married11,1621,612,88563,775,926
Married12,2352,586,314123,120,365
Separated3,129247,85712,639,686
Widowed2,622363,59415,467,586
Divorced3,249436,88823,075,029
Number Of House Hold15,6832,431,591111,826,380
Average House Hold Size2.562.562.60
Medial Age33.9137.2535.46
Median House Hold Income$33,970$57,698$48,276
Average House Hold Income$43,158$75,023$63,629
P C I$17,848$29,196$24,529
M D I$30,060$48,105$41,133
A T H E$39,562$57,083$50,898
S T R5.00%5.00%
W C J80.19%81.38%77.74%
(Zip) Code
1040

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 1/11/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.