CCertihomes
14 Lafayette St., Springfield, MA 01109

$350,000

8 beds 3 baths 3,114 sqft Built 189443 days on marketActive

About this home

Stately turn of the century home located in historic Hill Mcknight. Turn back a page of Americana. Ample sized rooms and storage galore. Totally & beautifully remodeled. Two beautiful fireplaces. Beautifully renovated kitchen with stainless steel appliances. Extra-large rooms & bathrooms. First floor laundry room. Front deck and balcony, just painted. Walk up attic. Full basement. Lead remediation. Furnace Serviced November 2023. House has been exterminated. More photographs available this weekend. *Can be purchased as a package with 4 other single-family homes that are positive cash flowing.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,530/mo

Real estate (PITI + HOA + PMI)
$3,117
Principal + interest$2,257
Property tax + insurance$729
PMI / 2nd mortgage$131
Utilities
$592
Heating + cooling$134
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$144
Car insurance + maintenance$144
Other (entertainment)
$158
$3,530/mo TLC
Budget$5,000/mo
Remaining after TLC$1,470/mo
Purchase price
$350,000
Down payment
$17,500 (5%)
Loan amount
$332,500
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1894
Lot size
0.13 ac
Stories
0
Heating
Forced Air, Oil
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$3,436
MLS #
73201031
County
Hampden

At a glance

Fireplace
Garage (1)
Dishwasher
Balcony

Home features

Appliances
Gas Water HeaterRangeDishwasherRefrigerator
Interior
Walk-up AtticInternet Available - Broadband
Exterior
PorchPatio - EnclosedBalcony
Community
Public TransportationShoppingParkWalk/Jog TrailsMedical FacilityLaundromatHighway AccessHouse of WorshipPrivate SchoolPublic SchoolUniversity
Parking
Paved Drive
Flooring
Wood, Vinyl
Roof
Shingle
Sewer
Public Sewer

Lot features

Cleared, Level

Neighborhood — 01109

MetricThis ZIPCountyUSA
Population29,5646,444,931299,088,112
Population Change Since1990-5.00%7.00%20.00%
Population Density5,739786
Male13,8373,127,134147,432,321
Female15,7283,317,797151,655,844
Never Married10,4901,612,88563,775,926
Married6,7062,586,314123,120,365
Separated1,695247,85712,639,686
Widowed1,467363,59415,467,586
Divorced2,278436,88823,075,029
Number Of House Hold9,6122,431,591111,826,380
Average House Hold Size2.852.562.60
Medial Age27.7037.2535.46
Median House Hold Income$31,251$57,698$48,276
Average House Hold Income$42,151$75,023$63,629
P C I$14,740$29,196$24,529
M D I$28,111$48,105$41,133
A T H E$39,041$57,083$50,898
S T R5.00%5.00%
W C J88.88%81.38%77.74%
(Zip) Code
1109

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 2/9/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.

14 Lafayette St. · Springfield — $350,000 · Certihomes