CCertihomes
91 Cottage St #A, Athol, MA 01331

$299,000

5 beds 2 baths 1,940 sqft Built 192078 days on marketActive

About this home

Incredible opportunity for affordable living. Totally renovated huge apartment in a 2-unit condo. Live with comfort paying less than in a rental. This property was totally renovated and may be converted as a condo, with new roof, siding, doors, windows, HVAC, new electrical and plumbing, spray foam insulation, new flooring and finishes, new kitchen and bathrooms, new flooring, and painting, therefore it has the feeling of a new house. The apartment has 5 bedrooms and 2 full baths, first floor has 3 bedrooms and 1 full bath, kitchen and living room, the basement has 2 bedrooms, 1 full bath, and a big family room and may be converted for an in law unit, a private deck and parking. Unit is empty very easy to show. Ask your agent today for a showing. It is also listed as a condo and a 2-family house, which means the owner is flexible on this sale.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,190/mo

Real estate (PITI + HOA + PMI)
$3,002
Principal + interest$1,928
Property tax + insurance$772
HOA$190
PMI / 2nd mortgage$112
Utilities
$569
Heating + cooling$125
Internet + TV + phone$153
Water + sewer + garbage$58
Transportation
$104
Car insurance + maintenance$104
Other (entertainment)
$153
$3,190/mo TLC
Budget$5,000/mo
Remaining after TLC$1,810/mo
Purchase price
$299,000
Down payment
$14,950 (5%)
Loan amount
$284,050
APR
7.2%

Quick facts

Type
Condominium
Style
Year built
1920
Lot size
0.23 ac
Stories
2
Heating
Central, Forced Air
Cooling
Central Air
Water
Public
HOA
$190
Annual tax
$2,808
MLS #
73202710
County
Worcester

At a glance

Air conditioning
Basement

Home features

Sewer
Public Sewer

Neighborhood — 01331

MetricThis ZIPCountyUSA
Population16,4666,444,931299,088,112
Population Change Since19908.00%7.00%20.00%
Population Density267786
Male8,0673,127,134147,432,321
Female8,3993,317,797151,655,844
Never Married3,1161,612,88563,775,926
Married7,0642,586,314123,120,365
Separated551247,85712,639,686
Widowed1,163363,59415,467,586
Divorced1,484436,88823,075,029
Number Of House Hold6,3732,431,591111,826,380
Average House Hold Size2.532.562.60
Medial Age39.2537.2535.46
Median House Hold Income$39,296$57,698$48,276
Average House Hold Income$47,165$75,023$63,629
P C I$18,709$29,196$24,529
M D I$34,373$48,105$41,133
A T H E$42,039$57,083$50,898
S T R5.00%5.00%
W C J80.41%81.38%77.74%
(Zip) Code
1331

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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MLSPIN

Listing information last refreshed 2/15/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.