CCertihomes
54 Valley St, Agawam, MA 01001

$275,000

3 beds 1 baths 1,059 sqft Built 183783 days on marketActive

About this home

Welcome to this charming 3-bedroom bungalow that seamlessly blends modern upgrades with classic charm. As you step through the front door, you're greeted by the warmth of newly refinished hardwood floors that stretch throughout the entire home, infusing each room with timeless elegance. the brand-new kitchen offers stainless steel appliances and custom cabinetry making this space as functional as it is beautiful. Whether you're a culinary enthusiast or simply enjoy whipping up family meals, this kitchen provides the perfect backdrop for your culinary adventures. the newly renovated bathroom, exuding spa-like tranquility with its modern fixtures, luxurious soaking tub, and pristine tile work. Step inside, and let the stresses of the day melt away as you indulge in a moment of relaxation and rejuvenation. and not to mention, new furnace, new AC unit, updated circuit breakers box, and much much more.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,688/mo

Real estate (PITI + HOA + PMI)
$2,345
Principal + interest$1,773
Property tax + insurance$469
PMI / 2nd mortgage$103
Utilities
$455
Heating + cooling$66
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$115
Car insurance + maintenance$115
Other (entertainment)
$157
$2,688/mo TLC
Budget$5,000/mo
Remaining after TLC$2,312/mo
Purchase price
$275,000
Down payment
$13,750 (5%)
Loan amount
$261,250
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Cottage
Year built
1837
Lot size
0.21 ac
Stories
0
Heating
Forced Air, Natural Gas
Cooling
Central Air
Water
Public
HOA
Annual tax
$2,143
MLS #
73203319
County
Hampden

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher
Waterfront

Home features

Appliances
Water HeaterRangeDishwasherRefrigerator
Parking
DetachedPaved DriveOff Street
Flooring
Wood, Tile, Hardwood
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 01001

MetricThis ZIPCountyUSA
Population14,1836,444,931299,088,112
Population Change Since19905.00%7.00%20.00%
Population Density1,177786
Male6,6493,127,134147,432,321
Female7,5353,317,797151,655,844
Never Married3,0661,612,88563,775,926
Married5,7742,586,314123,120,365
Separated348247,85712,639,686
Widowed1,355363,59415,467,586
Divorced1,474436,88823,075,029
Number Of House Hold5,9852,431,591111,826,380
Average House Hold Size2.272.562.60
Medial Age41.5837.2535.46
Median House Hold Income$51,539$57,698$48,276
Average House Hold Income$59,422$75,023$63,629
P C I$26,222$29,196$24,529
M D I$43,541$48,105$41,133
A T H E$49,109$57,083$50,898
S T R5.00%5.00%
W C J76.58%81.38%77.74%
(Zip) Code
1001

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 2/18/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.