CCertihomes
0 Mt Tom Road, Springfield, NY 13468

$82,095

0 beds 0 baths 2 days on marketActive

About this home

Opportunity to build and/or have a boat launch on Otsego Lake! Bring on the boating season of 2024 right! This 12 plus acre lot is mostly wooded with a cleared area in which to set an RV on or build! Access to Otsego Lake is via thru Springfield Landing Road. A strictly enforced access. Deed restrictions. NO further subdivision. Electric/utilities to be brought in to the subdivision property underground from existing overhead easements. Minutes away from Cooperstown NY. Route 80 to Albany. Summit Lake. Canadarago Lake. LOOKING to boat and play this summer season on one of Otsego County best kept secrets – Otsego Lake - LOOK NO farther This is the ONE……. Parking for Truck and boat trailer lot - once boat has been launched.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,779/mo

Real estate (PITI + HOA + PMI)
$985
Principal + interest$527
Property tax + insurance$427
PMI / 2nd mortgage$31
Utilities
$3,473
Heating + cooling$1,590
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$2,779/mo TLC
Budget$5,000/mo
Remaining after TLC$2,221/mo
Purchase price
$82,095
Down payment
$4,105 (5%)
Loan amount
$77,990
APR
7.15%

Quick facts

Type
UnimprovedLand
Style
Year built
Lot size
12.63 ac
Stories
0
Heating
Cooling
Water
None
HOA
Annual tax
$400
MLS #
R1521784
County
Otsego

Home features

Parking
NoDriveway
Sewer
None

Lot features

ResidentialLot, RuralLot, Level, RollingSlope, Wooded

Schools

High
Cherry Valley-Springfield Central

Neighborhood — 13468

MetricThis ZIPCountyUSA
Population40519,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density36395
Male1979,381,926147,432,321
Female2079,969,168151,655,844
Never Married804,946,39163,775,926
Married1987,166,701123,120,365
Separated111,159,67312,639,686
Widowed291,110,24515,467,586
Divorced241,210,44823,075,029
Number Of House Hold1537,102,016111,826,380
Average House Hold Size2.652.642.60
Medial Age41.2736.5335.46
Median House Hold Income$39,807$49,847$48,276
Average House Hold Income$46,458$70,032$63,629
P C I$17,551$26,569$24,529
M D I$34,666$42,210$41,133
A T H E$41,690$54,185$50,898
S T R8.00%4.00%
W C J83.00%81.55%77.74%
(Zip) Code
13468

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 2/20/2024. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.