CCertihomes
7-9 Decatur St, Springfield, MA 01151

$319,900

4 beds 2 baths 1,824 sqft Built 197539 days on marketActive

About this home

LOCATION, LOCATION!...Don't miss this rare opportunity to own this well maintained DUPLEX located on a dead end street in Indian Orchard. This is the perfect property to owner occupy or purchase for an investment. One unit is vacant and ready for occupancy while the other unit is occupied by a long term month to month tenant. Generate cash flow as an investor or offset your mortgage by collecting rent from one side while living on the other! This duplex has approximately 1, 824 sq ft of living space and each unit features 2 bedrooms w/hardwood flooring, 1 full bath, a large eat-in kitchen, a living room w/hardwood flooring, and a full WALK OUT basement with even more living area potential and exterior access to a great private fenced backyard. Whether you're looking for a home or an investment opportunity with great future resale value, this duplex is perfect!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,271/mo

Real estate (PITI + HOA + PMI)
$2,886
Principal + interest$2,063
Property tax + insurance$703
PMI / 2nd mortgage$120
Utilities
$533
Heating + cooling$105
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$135
Car insurance + maintenance$135
Other (entertainment)
$157
$3,271/mo TLC
Budget$5,000/mo
Remaining after TLC$1,729/mo
Purchase price
$319,900
Down payment
$15,995 (5%)
Loan amount
$303,905
APR
7.2%

Quick facts

Type
Duplex
Style
Year built
1975
Lot size
0.12 ac
Stories
6
Heating
Electric
Cooling
Water
Public
HOA
Annual tax
$4,087
MLS #
73205825
County
Hampden

At a glance

Basement

Home features

Appliances
RangeRefrigerator
Interior
Living RoomKitchen
Parking
Paved DriveOff Street
Flooring
Wood, Vinyl
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 01151

MetricThis ZIPCountyUSA
Population8,2316,444,931299,088,112
Population Change Since1990-1.00%7.00%20.00%
Population Density3,171786
Male3,9053,127,134147,432,321
Female4,3273,317,797151,655,844
Never Married2,3611,612,88563,775,926
Married2,4062,586,314123,120,365
Separated376247,85712,639,686
Widowed545363,59415,467,586
Divorced722436,88823,075,029
Number Of House Hold3,2892,431,591111,826,380
Average House Hold Size2.502.562.60
Medial Age30.8337.2535.46
Median House Hold Income$30,870$57,698$48,276
Average House Hold Income$38,120$75,023$63,629
P C I$15,456$29,196$24,529
M D I$27,571$48,105$41,133
A T H E$36,749$57,083$50,898
S T R5.00%5.00%
W C J73.46%81.38%77.74%
(Zip) Code
1151

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 2/27/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.

7-9 Decatur St · Springfield — $319,900 · Certihomes