CCertihomes
195 Urban, North Providence, RI 02904

$625,000

8 beds 4 baths Built 1910Active

About this home

Discover this versatile multifamily home in Providence, boasting three units catering to diverse living arrangements. The first unit, comprising 4 bedrooms and 1.5 bathrooms, offers ample space for a larger household. The other two units, each with 2 bedrooms and 1 bathroom, provide cozy yet functional living spaces, perfect for smaller households or individuals. Off-street parking adds convenience for residents, ensuring hassle-free access to their homes. This property presents an excellent investment opportunity, with all units currently occupied, generating steady rental income.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,736/mo

Real estate (PITI + HOA + PMI)
$5,564
Principal + interest$4,026
Property tax + insurance$1,304
PMI / 2nd mortgage$234
Utilities
$2,340
Heating + cooling$1,017
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$141
Car insurance + maintenance$141
Other (entertainment)
$140
$6,736/mo TLC
Budget$7,236/mo
Remaining after TLC$500/mo
Purchase price
$625,000
Down payment
$31,250 (5%)
Loan amount
$593,750
APR
7.19%

Quick facts

Type
Rental
Style
Year built
1910
Lot size
0.13 ac
Stories
0
Heating
Natural Gas, Baseboard
Cooling
None
Water
Connected
HOA
Annual tax
$6,589
MLS #
1354066
County
Providence

At a glance

Basement

Home features

Appliances
Electric Water Heater
Parking
No Garage
Flooring
Laminate
Sewer
Connected

Neighborhood — 02904

MetricThis ZIPCountyUSA
Population30,6261,095,423299,088,112
Population Change Since19905.00%9.00%20.00%
Population Density5,764994
Male14,396529,266147,432,321
Female16,230566,157151,655,844
Never Married7,686266,40463,775,926
Married11,739435,678123,120,365
Separated1,18443,64212,639,686
Widowed2,53866,66815,467,586
Divorced2,64283,84323,075,029
Number Of House Hold13,646410,399111,826,380
Average House Hold Size2.222.562.60
Medial Age40.4637.2735.46
Median House Hold Income$40,657$47,553$48,276
Average House Hold Income$52,601$61,609$63,629
P C I$23,626$23,965$24,529
M D I$35,491$40,634$41,133
A T H E$45,008$49,940$50,898
S T R7.00%7.00%
W C J80.55%78.02%77.74%
(Zip) Code
2904

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 3/5/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

195 Urban · North Providence — $625,000 · Certihomes