CCertihomes
901 Dwight St, Holyoke, MA 01040

$125,000

1 beds 1 baths 940 sqft Built 190012 days on marketActive

About this home

Discover a unique investment opportunity with this one-bedroom, one-bathroom carriage house located at 901 Dwight Street in Holyoke. This property presents an exceptional chance for savvy investors looking to expand their portfolio. Please note, this property will be conveyed with the current tenant in place, who is currently delinquent. The sale of this home is as-is, offering a canvas for renovation and customization. While the house currently requires a new connection to the city's water and sewer services, this represents a straightforward enhancement that can significantly boost the property's appeal and functionality. Please be advised, due to the current occupancy and condition, the property may not qualify for most types of financing. This opportunity is ideal for investors with the ability to pay cash or utilize alternative financing methods.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$1,522/mo

Real estate (PITI + HOA + PMI)
$1,116
Principal + interest$806
Property tax + insurance$263
PMI / 2nd mortgage$47
Utilities
$437
Heating + cooling$57
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$131
Car insurance + maintenance$131
Other (entertainment)
$157
$1,522/mo TLC
Budget$5,000/mo
Remaining after TLC$3,478/mo
Purchase price
$125,000
Down payment
$6,250 (5%)
Loan amount
$118,750
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Other (See Remarks)
Year built
1900
Lot size
0.05 ac
Stories
0
Heating
Baseboard, Natural Gas
Cooling
Window Unit(s)
Water
Other
HOA
Annual tax
$1,349
MLS #
73211055
County
Hampden

Home features

Appliances
RangeRefrigerator
Community
Public TransportationShoppingParkWalk/Jog TrailsMedical FacilityLaundromatBike PathHighway AccessHouse of WorshipPrivate SchoolPublic School
Parking
Off Street
Flooring
Carpet, Laminate
Roof
Shingle
Sewer
Other

Lot features

Corner Lot

Neighborhood — 01040

MetricThis ZIPCountyUSA
Population41,5126,444,931299,088,112
Population Change Since1990-7.00%7.00%20.00%
Population Density1,816786
Male19,6613,127,134147,432,321
Female21,8513,317,797151,655,844
Never Married11,1621,612,88563,775,926
Married12,2352,586,314123,120,365
Separated3,129247,85712,639,686
Widowed2,622363,59415,467,586
Divorced3,249436,88823,075,029
Number Of House Hold15,6832,431,591111,826,380
Average House Hold Size2.562.562.60
Medial Age33.9137.2535.46
Median House Hold Income$33,970$57,698$48,276
Average House Hold Income$43,158$75,023$63,629
P C I$17,848$29,196$24,529
M D I$30,060$48,105$41,133
A T H E$39,562$57,083$50,898
S T R5.00%5.00%
W C J80.19%81.38%77.74%
(Zip) Code
1040

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 3/12/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.