CCertihomes
63 Main St, Ayer, MA 01432

$290,000

0 beds 0 baths 4 days on marketActive

About this home

Level lot located in Downtown Ayer on busy 2A (Main Street). Sewer, water, gas available at the street. It was previously the site of the Subway Sandwich Shop with apartments upstairs. Previous building was removed due to fire. The lot is across the street from the Ayer Commuter station with regular daily service to Boston and Fitchburg. There is very high foot and car traffic. The daily traffic count is 17, 000 cars. The predicted increase is 1% per year. The downtown area includes restaurant, gas station, convenience store, pharmacy, fitness shop, book store, gaming shop and liquor store. There is a nearby 172 car parking garage. The commuter train has 17 daily weekday and 8 Saturday/Sunday trains to Boston with the first train leaving at 4:53am (Mon-Fri) and 5:28am (Sat-Sun). The weekday passenger count is 425 riders.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,060/mo

Real estate (PITI + HOA + PMI)
$2,657
Principal + interest$1,870
Property tax + insurance$678
PMI / 2nd mortgage$109
Utilities
$602
Heating + cooling$139
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$107
Car insurance + maintenance$107
Other (entertainment)
$158
$3,060/mo TLC
Budget$5,000/mo
Remaining after TLC$1,940/mo
Purchase price
$290,000
Down payment
$14,500 (5%)
Loan amount
$275,500
APR
7.2%

Quick facts

Type
Commercial
Style
Year built
Lot size
0.1 ac
Stories
0
Heating
Cooling
Water
Public, At Street
HOA
Annual tax
$2,927
MLS #
73211717
County
Middlesex

Home features

Community
ShoppingParkWalk/Jog TrailsGolfMedical FacilityLaundromatBike PathHighway AccessPublic SchoolT-StationSidewalks
Sewer
Public Sewer, At Street

Lot features

Level, Corner Lot, Cleared, Zero Lot Line, Sidewalks

Neighborhood — 01432

MetricThis ZIPCountyUSA
Population5,1206,444,931299,088,112
Population Change Since19906.00%7.00%20.00%
Population Density519786
Male2,5013,127,134147,432,321
Female2,6193,317,797151,655,844
Never Married1,1741,612,88563,775,926
Married1,9722,586,314123,120,365
Separated276247,85712,639,686
Widowed285363,59415,467,586
Divorced402436,88823,075,029
Number Of House Hold2,1512,431,591111,826,380
Average House Hold Size2.292.562.60
Medial Age37.0137.2535.46
Median House Hold Income$52,451$57,698$48,276
Average House Hold Income$65,485$75,023$63,629
P C I$28,119$29,196$24,529
M D I$44,485$48,105$41,133
A T H E$51,979$57,083$50,898
S T R5.00%5.00%
W C J74.62%81.38%77.74%
(Zip) Code
1432

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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MLSPIN

Listing information last refreshed 3/13/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.