CCertihomes
12 Amherst St, Billerica, MA 01862

$649,000

4 beds 2 baths 1,472 sqft Built 190565 days on marketActive

About this home

This beautifully renovated waterfront bungalow provides modern updates, mixed with a classic and elegant feel. Situated on over half an acre overlooking the Concord River, this property includes direct access to canoe, enjoy the gorgeous sunsets and outdoors on the water right at your fingertips. The home features 4 beds, 2 baths including the primary ensuite, new and updated kitchen and baths and an enclosed all season porch. Brand new 4 bedroom septic system, new electric, plumbing and much more... With close proximity to the commuter rail, 495, rt 3 and all shopping and dining, come and enjoy the best of both worlds!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$5,715/mo

Real estate (PITI + HOA + PMI)
$5,485
Principal + interest$4,185
Property tax + insurance$1,057
PMI / 2nd mortgage$243
Utilities
$526
Heating + cooling$101
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$106
Car insurance + maintenance$106
Other (entertainment)
$158
$5,715/mo TLC
Budget$6,215/mo
Remaining after TLC$500/mo
Purchase price
$649,000
Down payment
$32,450 (5%)
Loan amount
$616,550
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Bungalow
Year built
1905
Lot size
0.58 ac
Stories
0
Heating
Central, Forced Air, Oil
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$5,013
MLS #
73212071
County
Middlesex

At a glance

Basement
Dishwasher
Waterfront

Home features

Appliances
Gas Water HeaterENERGY STAR Qualified DishwasherRange
Exterior
Porch - Enclosed
Community
Public TransportationShoppingConservation AreaHighway Access
Parking
Paved DrivePaved
Kitchen
Flooring - MarbleKitchen IslandStainless Steel Appliances
Flooring
Tile, Vinyl, Carpet, Hardwood
Roof
Shingle
Sewer
Private Sewer

Lot features

Wooded

Schools

High
Billerica High

Neighborhood — 01862

MetricThis ZIPCountyUSA
Population10,3696,444,931299,088,112
Population Change Since19900.00%7.00%20.00%
Population Density1,116786
Male5,1233,127,134147,432,321
Female5,2463,317,797151,655,844
Never Married2,0021,612,88563,775,926
Married4,7332,586,314123,120,365
Separated229247,85712,639,686
Widowed544363,59415,467,586
Divorced694436,88823,075,029
Number Of House Hold3,6742,431,591111,826,380
Average House Hold Size2.762.562.60
Medial Age37.4937.2535.46
Median House Hold Income$72,312$57,698$48,276
Average House Hold Income$73,180$75,023$63,629
P C I$26,057$29,196$24,529
M D I$58,720$48,105$41,133
A T H E$56,874$57,083$50,898
S T R5.00%5.00%
W C J75.84%81.38%77.74%
(Zip) Code
1862

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 3/13/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.