CCertihomes
20 Ray Hubbard, Otis, MA 01253

$649,000

4 beds 4 baths 2,688 sqft Built 200265 days on marketActive

About this home

SPRAWLING CUSTOM BUILT MOVE IN READY HOME w/RENTAL APARTMENT & LARGE WORKSHOP GARAGE!The perfect gathering place:this thoughtfully & solidly designed home w/steel frame construction offers generous living areas & bedrooms.Attention to detail throughout w/custom trim, wide hallways & gorgeous hardwood floors.The open plan kitchen, living & dining areas is made for large gatherings & entertaining.Other features include a first floor primary bedroom suite, a comfortable mudroom/laundry room & an expansive sun room for easy living.A fully finished lower level w/ office, full bathroom, bonus room w/kitchenette & another sun room along w/ a detached oversized garage w/income producing apartment above are great additions to this already complete home giving you options for private guest & workspace.Minutes to Jacobs Pillow, Otis Ski Ridge & Otis Reservoir.Schedule your showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$5,706/mo

Real estate (PITI + HOA + PMI)
$5,501
Principal + interest$4,185
Property tax + insurance$1,073
PMI / 2nd mortgage$243
Utilities
$509
Heating + cooling$108
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$105
Car insurance + maintenance$105
Other (entertainment)
$127
$5,706/mo TLC
Budget$6,206/mo
Remaining after TLC$500/mo
Purchase price
$649,000
Down payment
$32,450 (5%)
Loan amount
$616,550
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Contemporary
Year built
2002
Lot size
3.28 ac
Stories
0
Heating
Central, Baseboard, Radiant, Pellet Stove
Cooling
None
Water
Private
HOA
Annual tax
$4,584
MLS #
73212736
County
Berkshire

At a glance

Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
Water HeaterOvenDishwasherMicrowaveRangeRefrigeratorFreezerWasherDryer
Interior
Home OfficeDenBonus RoomOfficeInlaw Apt.Mud RoomHigh Speed Internet
Exterior
PorchPorch - EnclosedPorch - ScreenedRain GuttersStorageScreens
Community
ShoppingLaundromatHouse of WorshipPublic School
Parking
DetachedOversizedOff Street
Kitchen
Flooring - HardwoodCountertops - Stone/Granite/Solid
Flooring
Wood, Tile
Roof
Shingle
Sewer
Private Sewer

Lot features

Wooded, Gentle Sloping, Sloped

Neighborhood — 01253

MetricThis ZIPCountyUSA
Population956,444,931299,088,112
Population Change Since199025.00%7.00%20.00%
Population Density3786
Male503,127,134147,432,321
Female443,317,797151,655,844
Never Married171,612,88563,775,926
Married482,586,314123,120,365
Separated3247,85712,639,686
Widowed4363,59415,467,586
Divorced7436,88823,075,029
Number Of House Hold322,431,591111,826,380
Average House Hold Size2.972.562.60
Medial Age42.7537.2535.46
Median House Hold Income$59,999$57,698$48,276
Average House Hold Income$68,086$75,023$63,629
P C I$23,231$29,196$24,529
M D I$47,499$48,105$41,133
A T H E$54,049$57,083$50,898
S T R5.00%5.00%
W C J79.55%81.38%77.74%
(Zip) Code
1253

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 3/15/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.