CCertihomes
043 Fairview, Portsmouth, RI 02872

$1,075,000

2 beds 1 baths 2,724 sqft Built 2010Active

About this home

Welcome to your dream beach house on Prudence Island! This two-level, 2010 build with a full walkout basement offers panoramic views of Narragansett Bay from every level. Wake up to the sunrise and enjoy the quiet nights with views of the Mt. Hope Bridge. This home sits on 1.16 acres, an unheard-of amount of oceanview property on Prudence Island. When building the house, the owners took no shortcuts, using 50-year roof and shingles, PVC trim, and Trex decking. With gardens, stonework, and pathways throughout the property, this is the peaceful getaway you have been searching for. The first floor is finished with two bedrooms and one bathroom, a custom-crafted stone wood-burning fireplace for winter nights, and a living room and kitchen with breathtaking views of the bay. The second floor has all electrical and plumbing in place for a new master bedroom, bathroom, and office/bedroom. The basement has the ability to be set up for two more bedrooms, a bathroom, and another living room, all with water views. All mechanicals have been updated, repaired, and maintained. This home is on a well with a water filtration system and a large septic system for low maintenance and additional bedrooms/future additions. The large 1-plus acre lot can be subdivided (buyer to do due diligence). This type of home rarely hits the market, and it is move-in ready so you can enjoy every minute of the home while finishing off the other two floors. Schedule your boat trip over to view today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$7,414/mo

Real estate (PITI + HOA + PMI)
$6,826
Principal + interest$4,876
Property tax + insurance$1,547
PMI / 2nd mortgage$403
Utilities
$1,547
Heating + cooling$627
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$127
$7,414/mo TLC
Budget$7,914/mo
Remaining after TLC$500/mo
Purchase price
$1,075,000
Down payment
$53,750 (5%)
Loan amount
$1,021,250
APR
4%

Quick facts

Type
Residential
Style
Colonial, Cottage
Year built
2010
Lot size
1.16 ac
Stories
0
Heating
Electric, Oil, Baseboard, Central
Cooling
None
Water
Well
HOA
Annual tax
$5,709
MLS #
1355158
County
Newport

At a glance

Fireplace
Basement
Dishwasher
Waterfront

Home features

Appliances
Electric Water HeaterDishwasherDryerDisposalMicrowaveOven/RangeRefrigeratorWasher
Interior
AtticAttic StairsWalls: PlasterPlumbing: CopperInsulation: CeilingFloorsWalls
Parking
No Garage
Fireplace
Stone
Flooring
Hardwood
Sewer
Septic Tank

Neighborhood — 02872

MetricThis ZIPCountyUSA
Population871,095,423299,088,112
Population Change Since1990-42.00%9.00%20.00%
Population Density15994
Male42529,266147,432,321
Female45566,157151,655,844
Never Married7266,40463,775,926
Married33435,678123,120,365
Separated043,64212,639,686
Widowed2366,66815,467,586
Divorced1583,84323,075,029
Number Of House Hold48410,399111,826,380
Average House Hold Size1.812.562.60
Medial Age56.7537.2735.46
Median House Hold Income$21,666$47,553$48,276
Average House Hold Income$33,557$61,609$63,629
P C I$18,514$23,965$24,529
M D I$20,713$40,634$41,133
A T H E$34,061$49,940$50,898
S T R7.00%
W C J90.91%78.02%77.74%
(Zip) Code
2872

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 3/21/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

043 Fairview · Portsmouth — $1,075,000 · Certihomes