29 Osgood St, Gardner, MA 01440
$449,000
6 beds 4 baths 2,306 sqft Built 190058 days on marketActive
About this home
This four family home is located in an area close to many amenities. Ample off and on street parking as well as generous yard space make this a desirable location. All tenants are long term with no leases and pay for their own utilities.**Seller will entertain the idea of financing a portion of the sale price**
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.
Your estimated payment
$4,226/mo
- Real estate (PITI + HOA + PMI)
- $3,905
- Utilities
- $557
- Transportation
- $107
- Other (entertainment)
- $157
Principal + interest$2,895
Property tax + insurance$842
PMI / 2nd mortgage$168
Heating + cooling$117
Internet + TV + phone$157
Water + sewer + garbage$58
Car insurance + maintenance$107
Budget$5,000/mo
Remaining after TLC$774/mo
Purchase price
$449,000
Down payment
$22,450 (5%)
Loan amount
$426,550
APR
7.2%
Quick facts
Type
4 Family - 4 Units Up/Down
Style
—
Year built
1900
Lot size
0.16 ac
Stories
7
Heating
Oil, Electric
Cooling
—
Water
Public
HOA
—
Annual tax
$4,137
MLS #
73215530
County
Worcester
At a glance
Basement
Garage (2)
Home features
Community
Public TransportationShoppingPoolParkGolfMedical FacilityLaundromatBike PathHighway AccessHouse of WorshipPublic School
Parking
Paved DriveOff Street
Roof
Shingle
Sewer
Public Sewer
Neighborhood — 01440
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 28,678 | 6,444,931 | 299,088,112 |
| Population Change Since1990 | 9.00% | 7.00% | 20.00% |
| Population Density | 1,056 | 786 | — |
| Male | 14,764 | 3,127,134 | 147,432,321 |
| Female | 13,915 | 3,317,797 | 151,655,844 |
| Never Married | 5,886 | 1,612,885 | 63,775,926 |
| Married | 11,249 | 2,586,314 | 123,120,365 |
| Separated | 1,669 | 247,857 | 12,639,686 |
| Widowed | 1,828 | 363,594 | 15,467,586 |
| Divorced | 2,456 | 436,888 | 23,075,029 |
| Number Of House Hold | 10,914 | 2,431,591 | 111,826,380 |
| Average House Hold Size | 2.52 | 2.56 | 2.60 |
| Medial Age | 37.31 | 37.25 | 35.46 |
| Median House Hold Income | $47,640 | $57,698 | $48,276 |
| Average House Hold Income | $55,220 | $75,023 | $63,629 |
| P C I | $22,403 | $29,196 | $24,529 |
| M D I | $40,690 | $48,105 | $41,133 |
| A T H E | $46,651 | $57,083 | $50,898 |
| S T R | 5.00% | 5.00% | — |
| W C J | 80.01% | 81.38% | 77.74% |
(Zip) Code
1440
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
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Listing information last refreshed 3/22/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.