CCertihomes
44 Bay #B208, Westerly, RI 02891

$850,000

1 beds 1 baths 532 sqft Built 2006Active

About this home

Home and haven are one at this graciously appointed pied-a-terre overlooking Watch Hill’s vibrant harbor and Bay Street. A unique lifestyle opportunity, owners at the Watch Hill Inn Villa Residences may be eligible to join the Ocean House Management Rental Program, where the unit can be rented and serviced entirely by the famed Ocean House. With full access to the Ocean House amenities, which includes five star dining, a state of the art fitness center & spa, beach access, cleaning/ laundry services, and more, Watch Hill Inn condominium owners & rental guests alike can savor in all of the luxuries of a Relais & Chateaux stay. This professionally decorated unit comes fully furnished, and is located just steps from Watch Hill’s boutique shops, the flying horse carousel, Napatree & East Beaches, and more. With a full kitchen & sunset views over Little Narragansett Bay, those who prefer to live & stay bayside will enjoy an unparalleled Watch Hill retreat amidst all of the comforts of being home.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,112/mo

Real estate (PITI + HOA + PMI)
$6,432
Principal + interest$3,855
Property tax + insurance$1,796
HOA$462
PMI / 2nd mortgage$319
Utilities
$518
Heating + cooling$131
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$140
$6,112/mo TLC
Budget$6,612/mo
Remaining after TLC$500/mo
Purchase price
$850,000
Down payment
$42,500 (5%)
Loan amount
$807,500
APR
4%

Quick facts

Type
Condominium
Style
Year built
2006
Lot size
Stories
1
Heating
Electric, Natural Gas, Baseboard
Cooling
Wall Unit(s)
Water
Connected, In Fee, Municipal
HOA
$462 / Monthly
Annual tax
$6,664
MLS #
1355404
County
Washington

At a glance

Fireplace
Dishwasher
Balcony

Home features

Appliances
Gas Water HeaterDishwasherMicrowaveOven/RangeRefrigerator
Interior
Cathedral CeilingsWalls: Dry WallPlumbing: MixedInsulation: CeilingFloorsWalls
Exterior
Balcony
Parking
No GarageAssigned
Fireplace
Gas
Flooring
Ceramic Tile, Hardwood
Sewer
Septic Tank

Lot features

Paved Driveway, Security, Underground Utilities

Neighborhood — 02891

MetricThis ZIPCountyUSA
Population21,0411,095,423299,088,112
Population Change Since199011.00%9.00%20.00%
Population Density697994
Male10,145529,266147,432,321
Female10,896566,157151,655,844
Never Married4,498266,40463,775,926
Married9,216435,678123,120,365
Separated73143,64212,639,686
Widowed1,62866,66815,467,586
Divorced1,60883,84323,075,029
Number Of House Hold8,094410,399111,826,380
Average House Hold Size2.562.562.60
Medial Age41.0037.2735.46
Median House Hold Income$49,801$47,553$48,276
Average House Hold Income$67,090$61,609$63,629
P C I$26,267$23,965$24,529
M D I$41,983$40,634$41,133
A T H E$53,001$49,940$50,898
S T R7.00%7.00%
W C J77.07%78.02%77.74%
(Zip) Code
2891

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 3/27/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.