CCertihomes
Lot 17 -18 Keyes Rd, Gardner, MA 01440

$55,000

0 beds 0 baths 4 days on marketActive

About this home

Two approved lots being sold together as-is with a unique situation... One very warm and very muggy day the Seller and I took a walk to explore the abandoned structure on Lot 17. The Tiny House is a concrete block structure in need of some roof and subflooring repair and appeared not safe to enter. With camera in hand and using extended arms thru the doorway, we documented large windows letting in lots of natural light, and a fireplace. We found the well, but we are not sure about a/the septic. The land boasts some beautiful old Cherry and Hemlock Trees as well as some other hardwoods. There is Town Water in the street and Town Sewer down the street. This property is zoned Rural Residential 2. See the attached Zoning Table of Use Chart, Dimensional Use Chart, Wetland Report & Land Surveys.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$1,096/mo

Real estate (PITI + HOA + PMI)
$650
Principal + interest$355
Property tax + insurance$274
PMI / 2nd mortgage$21
Utilities
$513
Heating + cooling$95
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$107
Car insurance + maintenance$107
Other (entertainment)
$157
$1,096/mo TLC
Budget$5,000/mo
Remaining after TLC$3,904/mo
Purchase price
$55,000
Down payment
$2,750 (5%)
Loan amount
$52,250
APR
7.2%

Quick facts

Type
Residential
Style
Year built
Lot size
4.16 ac
Stories
0
Heating
Cooling
Water
Public, At Street
HOA
Annual tax
$1,887
MLS #
73217538
County
Worcester

Home features

Community
Walk/Jog Trails
Sewer
Public Sewer, Nearby

Lot features

Level, Sloped, Wooded

Schools

Elementary
Waterford/Elm
Middle
Gardner Ms
High
Gardner Hs/Acad

Neighborhood — 01440

MetricThis ZIPCountyUSA
Population28,6786,444,931299,088,112
Population Change Since19909.00%7.00%20.00%
Population Density1,056786
Male14,7643,127,134147,432,321
Female13,9153,317,797151,655,844
Never Married5,8861,612,88563,775,926
Married11,2492,586,314123,120,365
Separated1,669247,85712,639,686
Widowed1,828363,59415,467,586
Divorced2,456436,88823,075,029
Number Of House Hold10,9142,431,591111,826,380
Average House Hold Size2.522.562.60
Medial Age37.3137.2535.46
Median House Hold Income$47,640$57,698$48,276
Average House Hold Income$55,220$75,023$63,629
P C I$22,403$29,196$24,529
M D I$40,690$48,105$41,133
A T H E$46,651$57,083$50,898
S T R5.00%5.00%
W C J80.01%81.38%77.74%
(Zip) Code
1440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 3/29/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.