12 Cotton St, Leominster, MA 01453
$659,000
6 beds 2 baths 3,920 sqft Built 179537 days on marketActive
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.
Your estimated payment
$6,102/mo
- Real estate (PITI + HOA + PMI)
- $5,783
- Utilities
- $692
- Transportation
- $116
- Other (entertainment)
- $158
Principal + interest$4,250
Property tax + insurance$1,286
PMI / 2nd mortgage$247
Heating + cooling$184
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$116
Budget$6,602/mo
Remaining after TLC$500/mo
Purchase price
$659,000
Down payment
$32,950 (5%)
Loan amount
$626,050
APR
7.2%
Quick facts
Type
Multi Family
Style
—
Year built
1795
Lot size
0.22 ac
Stories
3
Heating
Steam, Natural Gas, Individual, Central, Oil
Cooling
—
Water
Public
HOA
—
Annual tax
$6,407
MLS #
73218779
County
Worcester
At a glance
Basement
Garage (2)
Dishwasher
Home features
Appliances
RangeDishwasherRefrigeratorWasherDryer
Interior
Ceiling Fan(s)Walk-Up AtticBathroom With Tub & ShowerLiving RoomDining RoomKitchenLaundry Room
Exterior
Rain Gutters
Community
Public TransportationShoppingParkGolfMedical FacilityHighway AccessPublic School
Parking
Paved DriveOff StreetPaved
Flooring
Hardwood
Roof
Shingle
Sewer
Public Sewer
Neighborhood — 01453
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 44,439 | 6,444,931 | 299,088,112 |
| Population Change Since1990 | 13.00% | 7.00% | 20.00% |
| Population Density | 1,521 | 786 | — |
| Male | 21,452 | 3,127,134 | 147,432,321 |
| Female | 22,986 | 3,317,797 | 151,655,844 |
| Never Married | 9,534 | 1,612,885 | 63,775,926 |
| Married | 18,721 | 2,586,314 | 123,120,365 |
| Separated | 1,399 | 247,857 | 12,639,686 |
| Widowed | 2,369 | 363,594 | 15,467,586 |
| Divorced | 3,696 | 436,888 | 23,075,029 |
| Number Of House Hold | 17,745 | 2,431,591 | 111,826,380 |
| Average House Hold Size | 2.48 | 2.56 | 2.60 |
| Medial Age | 36.73 | 37.25 | 35.46 |
| Median House Hold Income | $51,181 | $57,698 | $48,276 |
| Average House Hold Income | $58,043 | $75,023 | $63,629 |
| P C I | $23,408 | $29,196 | $24,529 |
| M D I | $43,278 | $48,105 | $41,133 |
| A T H E | $48,147 | $57,083 | $50,898 |
| S T R | 5.00% | 5.00% | — |
| W C J | 76.26% | 81.38% | 77.74% |
(Zip) Code
1453
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
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Listing information last refreshed 4/2/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.