CCertihomes
54 Jefferson St, Westfield, MA 01085

$349,900

4 beds 2 baths 2,386 sqft Built 186534 days on marketActive

About this home

Welcome to 54 Jefferson St, where spacious living meets convenience. Boasting over 2300 sq ft, this charming property features 4 bedrooms, 2 full bathrooms, and thoughtful accessibility with a ramp leading into the house. Enjoy the convenience of second-floor laundry, making household chores a breeze. For added comfort and cost efficiency, there's a wood stove on the first floor, providing warmth and ambiance during chilly evenings. With a 2-car garage and a private yard, it offers both practicality and privacy. Its unique layout includes a living room on each floor, offering versatile living arrangements. This home was once a 2 family residence, and potential buyers are encouraged to conduct due diligence with the town hall to explore the possibility of reinstating this option. Additionally, indulge in the proximity to numerous restaurants and shopping in the center of town, as well as Tekoa Country Club, Baystate Noble Hospital, and Westfield State University.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,513/mo

Real estate (PITI + HOA + PMI)
$3,153
Principal + interest$2,256
Property tax + insurance$766
PMI / 2nd mortgage$131
Utilities
$551
Heating + cooling$114
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$157
$3,513/mo TLC
Budget$5,000/mo
Remaining after TLC$1,487/mo
Purchase price
$349,900
Down payment
$17,495 (5%)
Loan amount
$332,405
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1865
Lot size
0.2 ac
Stories
0
Heating
Forced Air, Oil
Cooling
None
Water
Public
HOA
Annual tax
$4,252
MLS #
73219049
County
Hampden

At a glance

Basement
Garage (2)
Dishwasher

Home features

Appliances
Water HeaterGas Water HeaterRangeDishwasher
Exterior
Deck - Wood
Community
Public TransportationShoppingParkMedical FacilityHighway AccessHouse of WorshipPublic SchoolUniversity
Parking
DetachedPaved DriveOff Street
Kitchen
Flooring - Laminate
Sewer
Public Sewer

Lot features

Level

Neighborhood — 01085

MetricThis ZIPCountyUSA
Population39,5826,444,931299,088,112
Population Change Since19906.00%7.00%20.00%
Population Density639786
Male19,2913,127,134147,432,321
Female20,2913,317,797151,655,844
Never Married10,1031,612,88563,775,926
Married16,0182,586,314123,120,365
Separated1,322247,85712,639,686
Widowed2,260363,59415,467,586
Divorced2,867436,88823,075,029
Number Of House Hold14,6332,431,591111,826,380
Average House Hold Size2.542.562.60
Medial Age35.2837.2535.46
Median House Hold Income$50,974$57,698$48,276
Average House Hold Income$59,156$75,023$63,629
P C I$22,967$29,196$24,529
M D I$43,058$48,105$41,133
A T H E$48,743$57,083$50,898
S T R5.00%5.00%
W C J79.36%81.38%77.74%
(Zip) Code
1085

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/3/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.