CCertihomes
255 White St, Lowell, MA 01854

$489,888

4 beds 1 baths 1,394 sqft Built 193044 days on marketActive

About this home

LOCATION, LOCATION, LOCATION. This 4 bedroom single family house, with 2 off-street parking, and lot of on-street parking, 3-minute walking to UMass Lowell North Campus, is a great opportunity for investments or owner occupy. The outdoor patio is awesome for inviting families, friends over, BBQing, or just simply sitting and relaxing. Upstairs has a small room which can be converted to a full piece bathroom, or used as 5th bedroom. Currently there are two students living in the property with monthly rent $700 + utilities (electricity and natural gas) shared. One lease ends on 5/31/2024, and the other ends on 8/31/2024. Buyer must acknowledge the current lease agreements if purchased prior to the lease expiration date. Photos attached were taken before rented out.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$4,520/mo

Real estate (PITI + HOA + PMI)
$4,213
Principal + interest$3,159
Property tax + insurance$870
PMI / 2nd mortgage$184
Utilities
$516
Heating + cooling$96
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$158
$4,520/mo TLC
Budget$5,020/mo
Remaining after TLC$500/mo
Purchase price
$489,888
Down payment
$24,494 (5%)
Loan amount
$465,394
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Cape
Year built
1930
Lot size
0.12 ac
Stories
0
Heating
Baseboard, Natural Gas
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$4,494
MLS #
73219317
County
Middlesex

At a glance

Basement

Home features

Appliances
Gas Water Heater
Sewer
Public Sewer

Lot features

Corner Lot

Neighborhood — 01854

MetricThis ZIPCountyUSA
Population24,7646,444,931299,088,112
Population Change Since19902.00%7.00%20.00%
Population Density5,664786
Male12,3883,127,134147,432,321
Female12,3763,317,797151,655,844
Never Married7,6301,612,88563,775,926
Married7,6332,586,314123,120,365
Separated1,544247,85712,639,686
Widowed1,366363,59415,467,586
Divorced1,748436,88823,075,029
Number Of House Hold8,3372,431,591111,826,380
Average House Hold Size2.672.562.60
Medial Age31.9837.2535.46
Median House Hold Income$45,280$57,698$48,276
Average House Hold Income$53,732$75,023$63,629
P C I$20,111$29,196$24,529
M D I$39,083$48,105$41,133
A T H E$45,838$57,083$50,898
S T R5.00%5.00%
W C J80.90%81.38%77.74%
(Zip) Code
1854

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
MLSPIN

Listing information last refreshed 4/3/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.