CCertihomes
860 Cottage St. #Lot 1, Athol, MA 01331

$395,000

3 beds 3 baths 1,344 sqft Built 202420 days on marketActive

About this home

New Construction - Colonial style home being built in a quiet area of similar new homes. The main level has a comfortable layout with the kitchen dining area opening to a private deck. The kitchen is finished with granite countertops and a center island and there is a convenient first floor half bath with laundry. The second level includes three bedrooms and two full baths with one being a master bedroom bath. This home offers energy efficiency, low maintenance and convenience with near by shopping, hospital facilities, easy highway access and all the natural beauty outdoor activities the North Quabbin area offers.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,466/mo

Real estate (PITI + HOA + PMI)
$3,157
Principal + interest$2,547
Property tax + insurance$462
PMI / 2nd mortgage$148
Utilities
$503
Heating + cooling$92
Internet + TV + phone$153
Water + sewer + garbage$58
Transportation
$104
Car insurance + maintenance$104
Other (entertainment)
$153
$3,466/mo TLC
Budget$5,000/mo
Remaining after TLC$1,534/mo
Purchase price
$395,000
Down payment
$19,750 (5%)
Loan amount
$375,250
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Garrison
Year built
2024
Lot size
0.32 ac
Stories
0
Heating
Central, Baseboard, Propane
Cooling
None
Water
Public
HOA
Annual tax
$647
MLS #
73219529
County
Worcester

At a glance

Basement
Dishwasher

Home features

Appliances
Water HeaterDishwasherMicrowavePlumbed For Ice Maker
Exterior
Deck - WoodScreens
Community
ShoppingGolfMedical FacilityHighway Access
Parking
Paved DriveOff StreetPaved
Kitchen
Flooring - LaminateDining AreaCountertops - Stone/Granite/SolidKitchen IslandDeck - Exterior
Flooring
Vinyl, Carpet, Laminate
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 01331

MetricThis ZIPCountyUSA
Population16,4666,444,931299,088,112
Population Change Since19908.00%7.00%20.00%
Population Density267786
Male8,0673,127,134147,432,321
Female8,3993,317,797151,655,844
Never Married3,1161,612,88563,775,926
Married7,0642,586,314123,120,365
Separated551247,85712,639,686
Widowed1,163363,59415,467,586
Divorced1,484436,88823,075,029
Number Of House Hold6,3732,431,591111,826,380
Average House Hold Size2.532.562.60
Medial Age39.2537.2535.46
Median House Hold Income$39,296$57,698$48,276
Average House Hold Income$47,165$75,023$63,629
P C I$18,709$29,196$24,529
M D I$34,373$48,105$41,133
A T H E$42,039$57,083$50,898
S T R5.00%5.00%
W C J80.41%81.38%77.74%
(Zip) Code
1331

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/3/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.