CCertihomes
5 Locust St, North Reading, MA 01864

$999,021

4 beds 5 baths 3,906 sqft Built 199447 days on marketActive

About this home

OH Sat 12:30-2 and Sun 11-12:30. Lovely modern cape home with 4 large bedrooms, 4.5 bathrooms, and finished basement with lots of flex space options on oversized private lot. Enter a open concept living room with fireplace and dining room with sliding doors that lead to a large deck overlooking the beautiful grounds.The first floor also consists of the kitchen, full bathroom and office that could be used as a first floor bedroom option. A sun-filled family room leads to a screened in porch where you will enjoy additional living and dining space most of the year! The breezeway makes a perfect large mud room directly off the side entry garage. Upstairs has a lovely primary suite with walk-in closet and huge bathroom. Three more large bedrooms, another full bathroom, an additional separate half bathroom, and laundry complete the second floor. The finished walk-out basement offers tantalizing options for another living space with 3 separate rooms, a large den, a full bathroom, and laundry.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$7,172/mo

Real estate (PITI + HOA + PMI)
$7,015
Principal + interest$4,531
Property tax + insurance$2,109
PMI / 2nd mortgage$375
Utilities
$632
Heating + cooling$154
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$158
$7,172/mo TLC
Budget$7,672/mo
Remaining after TLC$500/mo
Purchase price
$999,021
Down payment
$49,951 (5%)
Loan amount
$949,070
APR
4%

Quick facts

Type
Single Family Residence
Style
Cape
Year built
1994
Lot size
2.79 ac
Stories
0
Heating
Baseboard, Heat Pump, Oil, Electric
Cooling
Wall Unit(s), Heat Pump
Water
Well, Private
HOA
Annual tax
$12,657
MLS #
73219736
County
Middlesex

At a glance

Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
Electric Water HeaterRangeDishwasherRefrigeratorFreezerWasherDryer
Interior
ClosetBathroom - FullHome OfficeBathroomGame RoomDenExercise RoomOffice
Exterior
Porch - ScreenedPatioProfessional LandscapingStone Wall
Community
ShoppingTennis Court(s)ParkWalk/Jog TrailsGolfHighway Access
Parking
AttachedGarage Faces SideOff Street
Fireplace
Living Room
Kitchen
Flooring - Hardwood
Flooring
Hardwood, Flooring - Hardwood, Flooring - Stone/Ceramic Tile
Roof
Shingle
Sewer
Private Sewer

Lot features

Wooded

Schools

Elementary
Little
Middle
Nrms
High
Nrhs

Neighborhood — 01864

MetricThis ZIPCountyUSA
Population13,5956,444,931299,088,112
Population Change Since199013.00%7.00%20.00%
Population Density980786
Male6,7643,127,134147,432,321
Female6,8303,317,797151,655,844
Never Married2,3491,612,88563,775,926
Married6,7482,586,314123,120,365
Separated204247,85712,639,686
Widowed598363,59415,467,586
Divorced612436,88823,075,029
Number Of House Hold4,7042,431,591111,826,380
Average House Hold Size2.862.562.60
Medial Age38.8337.2535.46
Median House Hold Income$87,973$57,698$48,276
Average House Hold Income$99,981$75,023$63,629
P C I$35,541$29,196$24,529
M D I$69,547$48,105$41,133
A T H E$71,160$57,083$50,898
S T R5.00%5.00%
W C J75.64%81.38%77.74%
(Zip) Code
1864

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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MLSPIN

Listing information last refreshed 4/3/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.