CCertihomes
13 Commercial Street, Adams, MA 01220

$129,000

0 beds 2 baths Built 1876Active

About this home

This is an opportunity to own a part of Adams history. The interior is beautiful with lots of oak wood detail. Plenty of space for concerts or public events. The rear addition is perfect for large gatherings as it features multiple rooms, loft, 2 kitchens and 2 half baths. It's only limited by your imagination. The majority roof was replaced in 2022. There are stains on the ceilings and some damage from the old roof leaks. There may be a possibility to purchase or enter into a joint lease for parking with the town. The source of all representations are from the seller or a public source; broker has not verified same. It is recommended that buyer independently verify all information.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$1,574/mo

Real estate (PITI + HOA + PMI)
$1,196
Principal + interest$832
Property tax + insurance$316
PMI / 2nd mortgage$48
Utilities
$473
Heating + cooling$87
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$98
Car insurance + maintenance$98
Other (entertainment)
$133
$1,574/mo TLC
Budget$5,000/mo
Remaining after TLC$3,426/mo
Purchase price
$129,000
Down payment
$6,450 (5%)
Loan amount
$122,550
APR
7.2%

Quick facts

Type
COM
Style
Year built
1876
Lot size
Stories
0
Heating
Cooling
Water
HOA
Annual tax
MLS #
73221632
County
Berkshire

Neighborhood — 01220

MetricThis ZIPCountyUSA
Population8,6136,444,931299,088,112
Population Change Since1990-9.00%7.00%20.00%
Population Density376786
Male4,0873,127,134147,432,321
Female4,5263,317,797151,655,844
Never Married1,7741,612,88563,775,926
Married3,6662,586,314123,120,365
Separated300247,85712,639,686
Widowed724363,59415,467,586
Divorced778436,88823,075,029
Number Of House Hold3,1982,431,591111,826,380
Average House Hold Size2.692.562.60
Medial Age41.9337.2535.46
Median House Hold Income$36,945$57,698$48,276
Average House Hold Income$43,597$75,023$63,629
P C I$16,226$29,196$24,529
M D I$32,541$48,105$41,133
A T H E$39,964$57,083$50,898
S T R5.00%5.00%
W C J73.98%81.38%77.74%
(Zip) Code
1220

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/9/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.