CCertihomes
14 Valley Rd, Groton, MA 01450

$239,900

1 beds 1 baths 364 sqft Built 19304 days on marketActive

About this home

Why rent when you can own this nature loving cottage along a babbling brook in the Lost Lake community? Open concept with a dining area, bedroom nook and loft, with full bathroom lends this home to easy living. Quiet location with two lake side beaches within minutes of the cottage. Septic design is in hand with quote from local contractor. Installation of septic system and hookup to town water to be the responsibility of the Buyer. Property being sold in as condition. 35 Miles from Boston. Bring your ideas to this little hidden gem!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,417/mo

Real estate (PITI + HOA + PMI)
$2,155
Principal + interest$1,547
Property tax + insurance$518
PMI / 2nd mortgage$90
Utilities
$328
Heating + cooling$33
Internet + TV + phone$130
Water + sewer + garbage$41
Transportation
$98
Car insurance + maintenance$98
Other (entertainment)
$130
$2,417/mo TLC
Budget$5,000/mo
Remaining after TLC$2,583/mo
Purchase price
$239,900
Down payment
$11,995 (5%)
Loan amount
$227,905
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Cottage
Year built
1930
Lot size
0.38 ac
Stories
0
Heating
Natural Gas, Wood Stove
Cooling
None
Water
Private
HOA
Annual tax
$3,483
MLS #
73222436
County
Middlesex

Home features

Appliances
Water HeaterRange
Exterior
DeckStorageScreens
Community
ShoppingWalk/Jog TrailsGolfMedical FacilityBike PathConservation AreaHouse of WorshipPrivate SchoolPublic School
Parking
Off Street
Flooring
Wood
Sewer
Private Sewer

Lot features

Wooded

Schools

Elementary
Florence Roch
Middle
Gdms
High
Gdhs

Neighborhood — 01450

MetricThis ZIPCountyUSA
Population13,9696,444,931299,088,112
Population Change Since199027.00%7.00%20.00%
Population Density415786
Male6,9783,127,134147,432,321
Female6,9913,317,797151,655,844
Never Married2,0521,612,88563,775,926
Married6,8782,586,314123,120,365
Separated221247,85712,639,686
Widowed434363,59415,467,586
Divorced825436,88823,075,029
Number Of House Hold4,9222,431,591111,826,380
Average House Hold Size2.822.562.60
Medial Age36.9437.2535.46
Median House Hold Income$86,813$57,698$48,276
Average House Hold Income$97,980$75,023$63,629
P C I$35,178$29,196$24,529
M D I$68,829$48,105$41,133
A T H E$70,039$57,083$50,898
S T R5.00%5.00%
W C J84.39%81.38%77.74%
(Zip) Code
1450

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/10/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.