CCertihomes
78 Lancaster St, Providence, RI 02906

$699,999

3 beds 2 baths 2,034 sqft Built 190038 days on marketActive

About this home

Experience the best of urban and comfortable living in this vacant, fully renovated two-family home in Providence, near Hope Street's vibrant shopping and dining. This property boasts easy access to trains, a spacious driveway, plus an extra parking space. Enjoy the low-maintenance backyard and charming sunroom, perfect for relaxation. Inside, each unit features mini split heating and cooling throughout, gleaming hardwood floors, and modern kitchens with new appliances, combining elegance with practicality. As an added bonus, the third floor is also finished, adding even more value to this property. Roof is less than 8 years old; oil tank 6 years old! Ideal for immediate occupancy or as an investment. Don't miss this opportunity to own a piece of Providence! Ready to move in or rent out, it's a prime choice for those seeking a mix of city access and home comfort. Open house 10/13 10:00-12:00; 10/14 12:00-2:00pm.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$5,425/mo

Real estate (PITI + HOA + PMI)
$4,806
Principal + interest$3,175
Property tax + insurance$1,368
PMI / 2nd mortgage$263
Utilities
$1,250
Heating + cooling$472
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$162
Car insurance + maintenance$162
Other (entertainment)
$140
$5,425/mo TLC
Budget$5,925/mo
Remaining after TLC$500/mo
Purchase price
$699,999
Down payment
$35,000 (5%)
Loan amount
$664,999
APR
4%

Quick facts

Type
Multi Family
Style
Year built
1900
Lot size
0.07 ac
Stories
3
Heating
Forced Air
Cooling
Water
Public
HOA
Annual tax
$7,902
MLS #
73222452
County
Providence

At a glance

Dishwasher

Home features

Appliances
RangeDishwasherMicrowaveRefrigerator
Interior
Living RoomKitchen
Parking
Paved Drive
Flooring
Hardwood
Sewer
Public Sewer

Lot features

Level

Neighborhood — 02906

MetricThis ZIPCountyUSA
Population27,4391,095,423299,088,112
Population Change Since19905.00%9.00%20.00%
Population Density8,328994
Male12,990529,266147,432,321
Female14,449566,157151,655,844
Never Married11,048266,40463,775,926
Married8,753435,678123,120,365
Separated1,02143,64212,639,686
Widowed1,50766,66815,467,586
Divorced1,75683,84323,075,029
Number Of House Hold12,165410,399111,826,380
Average House Hold Size2.072.562.60
Medial Age32.6337.2735.46
Median House Hold Income$50,835$47,553$48,276
Average House Hold Income$89,945$61,609$63,629
P C I$41,852$23,965$24,529
M D I$43,123$40,634$41,133
A T H E$63,958$49,940$50,898
S T R7.00%7.00%
W C J84.35%78.02%77.74%
(Zip) Code
2906

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/10/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.