CCertihomes
61 Gerald, East Providence, RI 02915

$439,000

3 beds 2 baths 1,243 sqft Built 1900Active

About this home

Sparkling 3-bed farmhouse has been brilliantly renovated to retain its charm. Move-in condition, it features 2 new full baths, new kitchen and more. Thoughtful floorplan and clean, bright interior optimize living space. In addition to a generously proportioned living room, the first floor features a spacious, airy kitchen with a separate laundry. Its sunny, many-windowed dining area and new deck provides great views, a spot for outdoor dining, as well as a place to spend all that leisure time you'll have, because all the hard work has been done here. This is the original home for the neighborhood, and its generous 1/4+-acre corner lot sits high on a hill, which affords distant glimpses of the Providence River and Providence skyline. Updates include all new windows, new gutters, new hot water, newly paved driveway, newly sided garage and more. Exterior features include stonewalls, outdoor fireplace, and a detached 1-car garage.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,257/mo

Real estate (PITI + HOA + PMI)
$3,724
Principal + interest$2,828
Property tax + insurance$731
PMI / 2nd mortgage$165
Utilities
$894
Heating + cooling$294
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$156
Car insurance + maintenance$156
Other (entertainment)
$140
$4,257/mo TLC
Budget$5,000/mo
Remaining after TLC$743/mo
Purchase price
$439,000
Down payment
$21,950 (5%)
Loan amount
$417,050
APR
7.19%

Quick facts

Type
Residential
Style
Cottage
Year built
1900
Lot size
0.2556 ac
Stories
0
Heating
Oil, Baseboard, Steam
Cooling
None
Water
Municipal
HOA
Annual tax
$3,446
MLS #
1356561
County
Providence

At a glance

Basement
Garage (1)

Home features

Appliances
Tankless Water HeaterDryerDisposalRange HoodOven/RangeRefrigeratorWasher
Interior
AtticWalls: Dry WallPlumbing: MixedInsulation: CeilingWalls
Parking
Detached
Fireplace
None
Flooring
Laminate, Carpet
Sewer
Public Sewer

Lot features

Corner Lot, Paved Driveway

Neighborhood — 02915

MetricThis ZIPCountyUSA
Population19,7061,095,423299,088,112
Population Change Since1990-1.00%9.00%20.00%
Population Density3,387994
Male9,151529,266147,432,321
Female10,555566,157151,655,844
Never Married4,396266,40463,775,926
Married8,149435,678123,120,365
Separated54343,64212,639,686
Widowed1,63266,66815,467,586
Divorced1,71683,84323,075,029
Number Of House Hold8,406410,399111,826,380
Average House Hold Size2.292.562.60
Medial Age40.9937.2735.46
Median House Hold Income$45,524$47,553$48,276
Average House Hold Income$52,497$61,609$63,629
P C I$23,148$23,965$24,529
M D I$39,261$40,634$41,133
A T H E$45,062$49,940$50,898
S T R7.00%7.00%
W C J80.17%78.02%77.74%
(Zip) Code
2915

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 4/11/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

61 Gerald · East Providence — $439,000 · Certihomes