CCertihomes
4 Payson Ter, Belmont, MA 02478

$2,295,000

4 beds 4 baths 3,800 sqft Built 192938 days on marketActive

About this home

Nestled in the coveted Payson Park neighborhood of Belmont, this distinguished 1929 brick colonial offers four bedrooms and over 3, 800 sq. ft. of renovated space designed for gracious living and entertaining. A handsome foyer leads way to the expansive living room and formal dining room. The modern kitchen has a large center island, custom cabinetry and high end appliances. The sun room with custom built ins makes an ideal space for a family room or a large home office. Upstairs is the primary suite with dual walk ins and a walk out balcony overlooking the reservoir's walking trails. The third floor is a hidden gem which can double as a bedroom or playroom. The large finished lower lever with 1/2 bath provides even more room for entertaining. Prime location near shopping and all amenities and in walking distance to the elementary, middle and the brand new Belmont High School. This property seamlessly merges village tranquility with urban accessibility.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$14,664/mo

Real estate (PITI + HOA + PMI)
$14,944
Principal + interest$10,409
Property tax + insurance$3,674
PMI / 2nd mortgage$861
Utilities
$740
Heating + cooling$208
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$107
Car insurance + maintenance$107
Other (entertainment)
$158
$14,664/mo TLC
Budget$15,164/mo
Remaining after TLC$500/mo
Purchase price
$2,295,000
Down payment
$114,750 (5%)
Loan amount
$2,180,250
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1929
Lot size
0.16 ac
Stories
0
Heating
Hot Water, Radiant, Natural Gas
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$17,647
MLS #
73223390
County
Middlesex

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
Gas Water HeaterWater HeaterRangeOvenDisposalMicrowaveRefrigeratorWasherDryerRange HoodPlumbed For Ice Maker
Interior
Recessed LightingBathroom - HalfSun RoomBathroomOfficeHigh Speed Internet
Exterior
Rain Gutters
Community
Public TransportationShoppingParkWalk/Jog TrailsMedical FacilityConservation AreaHighway AccessPrivate SchoolPublic SchoolSidewalks
Parking
DetachedGarage Door OpenerOversizedOff Street
Fireplace
Living Room
Kitchen
Flooring - HardwoodWindow(s) - Bay/Bow/BoxKitchen IslandRecessed LightingRemodeledLighting - Pendant
Flooring
Tile, Hardwood, Wood Laminate, Flooring - Hardwood
Roof
Shingle
Sewer
Public Sewer

Lot features

Corner Lot

Schools

Elementary
Burbank/Chenery
Middle
Bms
High
Bhs

Neighborhood — 02478

MetricThis ZIPCountyUSA
Population22,6826,444,931299,088,112
Population Change Since1990-5.00%7.00%20.00%
Population Density4,853786
Male10,6513,127,134147,432,321
Female12,0313,317,797151,655,844
Never Married5,6131,612,88563,775,926
Married10,1992,586,314123,120,365
Separated470247,85712,639,686
Widowed1,249363,59415,467,586
Divorced1,132436,88823,075,029
Number Of House Hold9,2522,431,591111,826,380
Average House Hold Size2.422.562.60
Medial Age41.4837.2535.46
Median House Hold Income$87,554$57,698$48,276
Average House Hold Income$113,666$75,023$63,629
P C I$47,012$29,196$24,529
M D I$69,213$48,105$41,133
A T H E$77,182$57,083$50,898
S T R5.00%5.00%
W C J83.53%81.38%77.74%
(Zip) Code
2478

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/12/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.