CCertihomes
4 Cottage Street, Boston, MA 02128

$1,350,000

4 beds 4 baths 3,360 sqft Built 190030 days on marketActive

About this home

PRICE ADJUSTMENT - LOCATION, LOCATION - ACROSS FROM MAIN GATE TO BEAUTIFUL PIERS PARK & COMMUNITY GARDEN! What better area in the city for a 3 family development than the waterfront at 4 COTTAGE ST. on the corner of Marginal St. in Jeffries Point. Sail, walk/jog, relax & just steps to Boston Shipyard, marina & the ICA, this location offers a little bit of everything. You'll enjoy the Boston skyline, harbor views & the convenience of being close to public transportation, seasonal Ferry, great eateries & Logan Airport. Flooded with light, this property consists of 3 levels for a total of 3, 360 sq. ft on a 1, 200 sq. ft. corner lot. There are 2 gas FHW heating systems approx. 10 yrs. old, 3 gas h/w tanks installed in 2020/2023 & 4 electric panels including a public meter. The roof is tar and gravel & at one time included a deck. Imagine the views! You can change everything except the location and this is the absolute BEST LOCATION in Boston's fastest growing neighborhood.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$8,906/mo

Real estate (PITI + HOA + PMI)
$8,810
Principal + interest$6,123
Property tax + insurance$2,181
PMI / 2nd mortgage$506
Utilities
$696
Heating + cooling$186
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$150
Car insurance + maintenance$150
Other (entertainment)
$158
$8,906/mo TLC
Budget$9,406/mo
Remaining after TLC$500/mo
Purchase price
$1,350,000
Down payment
$67,500 (5%)
Loan amount
$1,282,500
APR
4%

Quick facts

Type
3 Family
Style
Year built
1900
Lot size
0.03 ac
Stories
6
Heating
Natural Gas
Cooling
Water
Public
HOA
Annual tax
$10,053
MLS #
73223795
County
Suffolk

At a glance

Basement
Dishwasher

Home features

Appliances
RangeDishwasherRefrigeratorWasherDryerRange HoodDisposal
Interior
Walk-In Closet(s)KitchenLaundry RoomLiving RM/Dining RM ComboLiving RoomOffice/Den
Community
Public TransportationShoppingParkMedical FacilityBike PathHouse of WorshipMarinaPublic SchoolT-Station
Parking
On Street
Flooring
Hardwood
Roof
Tar/Gravel
Sewer
Public Sewer

Lot features

Corner Lot

Neighborhood — 02128

MetricThis ZIPCountyUSA
Population36,2366,444,931299,088,112
Population Change Since199010.00%7.00%20.00%
Population Density6,945786
Male18,6203,127,134147,432,321
Female17,6163,317,797151,655,844
Never Married11,6411,612,88563,775,926
Married10,0882,586,314123,120,365
Separated2,943247,85712,639,686
Widowed1,963363,59415,467,586
Divorced2,206436,88823,075,029
Number Of House Hold13,5242,431,591111,826,380
Average House Hold Size2.652.562.60
Medial Age33.6737.2535.46
Median House Hold Income$34,978$57,698$48,276
Average House Hold Income$42,562$75,023$63,629
P C I$16,307$29,196$24,529
M D I$31,036$48,105$41,133
A T H E$39,339$57,083$50,898
S T R5.00%5.00%
W C J79.37%81.38%77.74%
(Zip) Code
2128

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/14/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.