CCertihomes
59 Church St, Gardner, MA 01440

$375,000

3 beds 2 baths 1,243 sqft Built 191031 days on marketActive

About this home

Introducing 59 Church Street in Gardner, MA - a charming single-family home with recent upgrades including a brand new heating system, plush carpeting, a hybrid water heater, and a remodeled bathroom in the lower level. Enjoy 3 bedrooms, 2 full baths, an inviting eat-in kitchen, off-street parking, and a fenced-in yard. Located in a desirable neighborhood close to schools and shops. Quick close possible, easy to show - schedule your viewing today! Open House Sunday 4/21 from 12-3:00Pm

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,547/mo

Real estate (PITI + HOA + PMI)
$3,240
Principal + interest$2,418
Property tax + insurance$681
PMI / 2nd mortgage$141
Utilities
$475
Heating + cooling$76
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$107
Car insurance + maintenance$107
Other (entertainment)
$157
$3,547/mo TLC
Budget$5,000/mo
Remaining after TLC$1,453/mo
Purchase price
$375,000
Down payment
$18,750 (5%)
Loan amount
$356,250
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Other (See Remarks)
Year built
1910
Lot size
0.15 ac
Stories
0
Heating
Baseboard, Hot Water, Oil
Cooling
None
Water
Public
HOA
Annual tax
$3,524
MLS #
73225243
County
Worcester

At a glance

Basement

Home features

Appliances
Electric Water HeaterRangeMicrowaveWasherDryer
Exterior
Deck - Composite
Community
ShoppingPublic School
Parking
Off Street
Flooring
Wood, Vinyl
Roof
Shingle
Sewer
Public Sewer

Lot features

Level, Sloped

Neighborhood — 01440

MetricThis ZIPCountyUSA
Population28,6786,444,931299,088,112
Population Change Since19909.00%7.00%20.00%
Population Density1,056786
Male14,7643,127,134147,432,321
Female13,9153,317,797151,655,844
Never Married5,8861,612,88563,775,926
Married11,2492,586,314123,120,365
Separated1,669247,85712,639,686
Widowed1,828363,59415,467,586
Divorced2,456436,88823,075,029
Number Of House Hold10,9142,431,591111,826,380
Average House Hold Size2.522.562.60
Medial Age37.3137.2535.46
Median House Hold Income$47,640$57,698$48,276
Average House Hold Income$55,220$75,023$63,629
P C I$22,403$29,196$24,529
M D I$40,690$48,105$41,133
A T H E$46,651$57,083$50,898
S T R5.00%5.00%
W C J80.01%81.38%77.74%
(Zip) Code
1440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/17/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.