CCertihomes
34 Cottage St, Watertown, MA 02472

$795,900

4 beds 2 baths 1,564 sqft Built 190029 days on marketActive

About this home

This charming 4 bedroom, 2 bath property has 2 (two) units side by side, #34 and #36. Roof is less than 1 YEAR old. Enter your unit while your tenant enjoys the security of a resident landlord. Exercise on the local bike path just steps away from the rear entrance. Separate utilities are conveniently located in the basement under # 34. Neighbors use public transportation, located on the #71 and #73 bus lines to and from Harvard Square. However, there is TWO convenient parking spots in the rear of the building for each unit. Highway access could take you west on Route 2 or Mass Pike, and North on I95, or Route 3 New Hampshire or Maine. Shopping within a third of a mile walking distance. Arsenal yards and affiliated restaurants and shops are less than a 20 minute walk. Biking rentals located nearby, BLUEBIKES station nearby. Off street parking is available.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$7,136/mo

Real estate (PITI + HOA + PMI)
$6,912
Principal + interest$5,132
Property tax + insurance$1,482
PMI / 2nd mortgage$298
Utilities
$612
Heating + cooling$144
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$158
$7,136/mo TLC
Budget$7,636/mo
Remaining after TLC$500/mo
Purchase price
$795,900
Down payment
$39,795 (5%)
Loan amount
$756,105
APR
7.2%

Quick facts

Type
Multi Family
Style
Year built
1900
Lot size
0.1 ac
Stories
4
Heating
Cooling
Water
Public
HOA
Annual tax
$8,496
MLS #
73225283
County
Middlesex

At a glance

Basement

Home features

Appliances
RangeRefrigerator
Interior
Bathroom with Shower StallLiving RoomKitchenLaundry Room
Community
Public TransportationShoppingParkWalk/Jog TrailsGolfMedical FacilityLaundromatBike PathHighway AccessHouse of WorshipPrivate SchoolPublic SchoolT-StationUniversity
Parking
Shared DrivewayOff StreetAssigned
Flooring
Wood
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 02472

MetricThis ZIPCountyUSA
Population32,5236,444,931299,088,112
Population Change Since1990-3.00%7.00%20.00%
Population Density7,763786
Male15,2463,127,134147,432,321
Female17,2773,317,797151,655,844
Never Married11,8691,612,88563,775,926
Married11,4782,586,314123,120,365
Separated1,285247,85712,639,686
Widowed2,254363,59415,467,586
Divorced1,786436,88823,075,029
Number Of House Hold14,3252,431,591111,826,380
Average House Hold Size2.182.562.60
Medial Age38.3237.2535.46
Median House Hold Income$68,864$57,698$48,276
Average House Hold Income$90,271$75,023$63,629
P C I$41,459$29,196$24,529
M D I$56,367$48,105$41,133
A T H E$65,204$57,083$50,898
S T R5.00%5.00%
W C J73.32%81.38%77.74%
(Zip) Code
2472

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/17/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.