CCertihomes
28 Pine Cone Ln, Ludlow, MA 01056

$549,000

3 beds 3 baths 2,904 sqft Built 200018 days on marketActive

About this home

Welcome to this lovely picture of a cozy and welcoming home, perfect for those who appreciate the charm of country living. The Farmer's porch sets the tone for a warm welcome, inviting guests to step inside and experience the comfort within. The spacious living room, adorned with beautiful custom windows and a wood-burning fireplace, offers a cozy retreat for relaxation and gatherings. The updated kitchen sounds like a dream for any home chef, with ample cabinetry, counter space, and a dining area conveniently placed in front of the fireplace, creating a cozy ambiance for meals. This home has classic two stair cases perfect for young siblings playing hide-and-seek. Upstairs each bedroom has amble storage and oversized rooms. The open backyard adds to the appeal, offering a private space for outdoor activities and relaxation. Overall, this country colonial seems like a delightful blend of classic charm and modern comfort, offering a serene oasis surrounded by nature.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$5,337/mo

Real estate (PITI + HOA + PMI)
$5,079
Principal + interest$3,540
Property tax + insurance$1,333
PMI / 2nd mortgage$206
Utilities
$523
Heating + cooling$116
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$115
Car insurance + maintenance$115
Other (entertainment)
$125
$5,337/mo TLC
Budget$5,837/mo
Remaining after TLC$500/mo
Purchase price
$549,000
Down payment
$27,450 (5%)
Loan amount
$521,550
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Colonial, Cape, Other (See Remarks)
Year built
2000
Lot size
1.46 ac
Stories
0
Heating
Forced Air, Natural Gas
Cooling
Central Air
Water
Private
HOA
Annual tax
$8,652
MLS #
73225462
County
Hampden

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
RangeDishwasherWasherDryerENERGY STAR Qualified Refrigerator
Interior
Internet Available - Unknown
Exterior
Covered Patio/DeckRain GuttersStorageProfessional LandscapingDecorative LightingScreensStone Wall
Community
Conservation AreaHighway AccessHouse of Worship
Parking
AttachedDrivewayPaved
Fireplace
KitchenLiving Room
Kitchen
Ceiling Fan(s)Flooring - WoodDining AreaCountertops - Stone/Granite/SolidCabinets - UpgradedExterior AccessOpen FloorplanRemodeledGas StoveLighting - PendantLighting - Overhead
Flooring
Wood, Tile
Roof
Asphalt/Composition Shingles
Sewer
Private Sewer

Lot features

Wooded, Cleared, Level

Neighborhood — 01056

MetricThis ZIPCountyUSA
Population21,4926,444,931299,088,112
Population Change Since199014.00%7.00%20.00%
Population Density768786
Male11,1073,127,134147,432,321
Female10,3853,317,797151,655,844
Never Married4,1121,612,88563,775,926
Married9,2702,586,314123,120,365
Separated1,992247,85712,639,686
Widowed1,317363,59415,467,586
Divorced1,400436,88823,075,029
Number Of House Hold7,7622,431,591111,826,380
Average House Hold Size2.552.562.60
Medial Age38.2737.2535.46
Median House Hold Income$53,862$57,698$48,276
Average House Hold Income$58,840$75,023$63,629
P C I$23,372$29,196$24,529
M D I$45,308$48,105$41,133
A T H E$48,772$57,083$50,898
S T R5.00%5.00%
W C J73.76%81.38%77.74%
(Zip) Code
1056

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/18/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.