CCertihomes
13 Russell Rd, Westfield, MA 01085

$349,900

4 beds 2 baths 2,970 sqft Built 190023 days on marketActive

About this home

This great income producing, two-family home, located in Westfield, MA, is waiting for its next owner. With an updated kitchen, the downstairs unit flows seamlessly into the formal dining and living room. With gleaming hardwood flooring, bow windows, and built-ins, this property’s charm shines throughout these great spaces that also offers an additional flex entry space, that would be a great mudroom or home office – the possibilities are endless! Complete with 2 bedrooms and a full bathroom, this unit could offer a great space for an owner-occupant. The upstairs unit also boasts 2 bedrooms and 1 bathroom and has a strong rental history. Other great features of this home include maintenance free siding, separated heat and electricity, natural gas furnaces, a spacious corner lot with a side yard, and ample off-street parking! Don’t miss out – schedule a showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,517/mo

Real estate (PITI + HOA + PMI)
$3,148
Principal + interest$2,256
Property tax + insurance$761
PMI / 2nd mortgage$131
Utilities
$569
Heating + cooling$123
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$157
$3,517/mo TLC
Budget$5,000/mo
Remaining after TLC$1,483/mo
Purchase price
$349,900
Down payment
$17,495 (5%)
Loan amount
$332,405
APR
7.2%

Quick facts

Type
2 Family - 2 Units Up/Down
Style
Year built
1900
Lot size
0.11 ac
Stories
3
Heating
Forced Air, Natural Gas
Cooling
None
Water
Public
HOA
Annual tax
$3,890
MLS #
73226251
County
Hampden

At a glance

Basement

Home features

Appliances
RangeRefrigerator
Interior
Bathroom With Tub & ShowerLiving RoomDining RoomKitchen
Parking
Off Street
Flooring
Wood, Vinyl, Hardwood
Roof
Shingle
Sewer
Public Sewer

Lot features

Corner Lot, Level

Neighborhood — 01085

MetricThis ZIPCountyUSA
Population39,5826,444,931299,088,112
Population Change Since19906.00%7.00%20.00%
Population Density639786
Male19,2913,127,134147,432,321
Female20,2913,317,797151,655,844
Never Married10,1031,612,88563,775,926
Married16,0182,586,314123,120,365
Separated1,322247,85712,639,686
Widowed2,260363,59415,467,586
Divorced2,867436,88823,075,029
Number Of House Hold14,6332,431,591111,826,380
Average House Hold Size2.542.562.60
Medial Age35.2837.2535.46
Median House Hold Income$50,974$57,698$48,276
Average House Hold Income$59,156$75,023$63,629
P C I$22,967$29,196$24,529
M D I$43,058$48,105$41,133
A T H E$48,743$57,083$50,898
S T R5.00%5.00%
W C J79.36%81.38%77.74%
(Zip) Code
1085

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/19/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.