CCertihomes
54 Georgetown St, Springfield, MA 01104

$244,900

2 beds 1 baths 768 sqft Built 19515 days on marketActive

About this home

Adorable Ranch style home is ready for a new owner. This house is perfect for the first-time homeowner, or someone looking to downsize. Enter into a generously sized living room with great natural light. Quaint galley kitchen with good counter and cabinet space.. Two nice size bedrooms and a full bath complete the first-floor layout. Partial finished space in a full basement for extra storage space. Enjoy your outdoor space with a nice rear fenced yard. All you need to do is add your personal touches to this lovely Ranch home.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,572/mo

Real estate (PITI + HOA + PMI)
$2,165
Principal + interest$1,579
Property tax + insurance$494
PMI / 2nd mortgage$92
Utilities
$502
Heating + cooling$61
Internet + TV + phone$158
Water + sewer + garbage$86
Transportation
$144
Car insurance + maintenance$144
Other (entertainment)
$158
$2,572/mo TLC
Budget$5,000/mo
Remaining after TLC$2,428/mo
Purchase price
$244,900
Down payment
$12,245 (5%)
Loan amount
$232,655
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1951
Lot size
0.11 ac
Stories
0
Heating
Forced Air, Oil
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$2,919
MLS #
73226459
County
Hampden

At a glance

Basement
Garage (1)

Home features

Community
Public TransportationParkHighway AccessPublic School
Parking
DetachedPaved DriveOff Street
Flooring
Wood, Vinyl
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 01104

MetricThis ZIPCountyUSA
Population25,1006,444,931299,088,112
Population Change Since1990-2.00%7.00%20.00%
Population Density4,341786
Male11,8723,127,134147,432,321
Female13,2283,317,797151,655,844
Never Married6,5961,612,88563,775,926
Married8,1352,586,314123,120,365
Separated1,257247,85712,639,686
Widowed1,884363,59415,467,586
Divorced1,878436,88823,075,029
Number Of House Hold9,7842,431,591111,826,380
Average House Hold Size2.532.562.60
Medial Age34.3437.2535.46
Median House Hold Income$32,389$57,698$48,276
Average House Hold Income$41,397$75,023$63,629
P C I$16,537$29,196$24,529
M D I$28,883$48,105$41,133
A T H E$38,601$57,083$50,898
S T R5.00%5.00%
W C J80.40%81.38%77.74%
(Zip) Code
1104

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/20/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.