CCertihomes
16 Saratoga, Westerly, RI 02891

$689,900

3 beds 2 baths 1,940 sqft Built 1978Active

About this home

Here is the ranch style house you've been waiting for. Clean lines of this striking home makes it a real winner w/its roomy interior & prime location-in much sought after neighborhood. Easy access to the highway, shopping, schools and beautiful beaches. Accessibility to quaint historic downtown boutiques, theater, beautiful Wilcox Park & minutes to Watch Hill. Fall in love with its large rooms that include a sun filled master bedroom with 2 closets & full bath, 2 additional bedrooms & another bath. Eat-in kitchen w/newer stainless Frigidaire appliances, includes a peninsula, dining room W/French doors to a sunroom for additional family comfort & entertainment. A large breezeway W/entrance from the rear & front yards is a must when used as a mud room after working outdoors or just coming in out of the rain. The front room is presently used as a formal living room but could very well be the family room. There is a marble floor to ceiling fireplace & a very large picture window, letting in lots of sunlight. There are many new mechanics in the home including a Trane heat pump, furnace, hot water heater, kitchen/den flooring, skylights, full attic insulation installed by RISE & new driveway-The full basement which is presently separated into 3 sections can be fashioned into a rec room, game room. There is also a front porch, which would be perfect for that relaxing morning coffee.Sunporch/breezeway not included in sq. ft. ....Schedule your showing today.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$4,994/mo

Real estate (PITI + HOA + PMI)
$4,401
Principal + interest$3,129
Property tax + insurance$1,013
PMI / 2nd mortgage$259
Utilities
$1,250
Heating + cooling$472
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$140
$4,994/mo TLC
Budget$5,494/mo
Remaining after TLC$500/mo
Purchase price
$689,900
Down payment
$34,495 (5%)
Loan amount
$655,405
APR
4%

Quick facts

Type
Residential
Style
Ranch
Year built
1978
Lot size
0.59 ac
Stories
0
Heating
Electric, Central Air, Central, Forced Air, Heat Pump, Individual Control
Cooling
Central Air, Heat Pump
Water
Connected, Municipal
HOA
Annual tax
$3,799
MLS #
1357201
County
Washington

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
Electric Water HeaterDishwasherDryerExhaust FanOven/RangeRefrigeratorWasher
Interior
AtticSkylightWalls: PlasterPlumbing: MixedInsulation: Unknown
Exterior
DeckPatioPorchScreened Pch/Patio/Dck/Brzwy
Parking
Integral
Fireplace
Stone
Flooring
Laminate, Vinyl, Carpet
Sewer
Septic Tank

Lot features

Cul-De-Sac, Out Building, Paved Driveway, Wooded

Neighborhood — 02891

MetricThis ZIPCountyUSA
Population21,0411,095,423299,088,112
Population Change Since199011.00%9.00%20.00%
Population Density697994
Male10,145529,266147,432,321
Female10,896566,157151,655,844
Never Married4,498266,40463,775,926
Married9,216435,678123,120,365
Separated73143,64212,639,686
Widowed1,62866,66815,467,586
Divorced1,60883,84323,075,029
Number Of House Hold8,094410,399111,826,380
Average House Hold Size2.562.562.60
Medial Age41.0037.2735.46
Median House Hold Income$49,801$47,553$48,276
Average House Hold Income$67,090$61,609$63,629
P C I$26,267$23,965$24,529
M D I$41,983$40,634$41,133
A T H E$53,001$49,940$50,898
S T R7.00%7.00%
W C J77.07%78.02%77.74%
(Zip) Code
2891

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 4/22/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

16 Saratoga · Westerly — $689,900 · Certihomes