CCertihomes
120 Westminster St, Springfield, MA 01109

$319,900

6 beds 2 baths 2,054 sqft Built 18944 days on marketActive

About this home

WOW A GREAT OPPORTUNITY FOR A FIRST-TIME BUYER OR LOVER of a Historic Home. It’s spacious with 4 bedrooms in main quarters. Featuring additional rooms and living space on 3rd level in case you want to expand and have additional space THIS HOME HAS AN OPEN SPACIOUS LIVING AND DINNING! THIS HOME IS ATTRACTIVE AND WELL DESIGNED FOR ENTERTAINING AND RELAXATION. IT FEATURES 4 BEDROOMS WITH 2 ADDITIONAL ROOM ON 3RD LEVEL. IT HA S A ONE FULL BATHROOM AS WELL AS HALF BATH ON LOWEL LEVEL. A welcoming kitchen and cozy fireplace. EVEN MORE: LARGE YARD WITH DECK AND NICE RELAXING ATMOSPHERE. Enjoy this Nice front PORCH ideal for summer evenings. You might even be qualified for down payment assistant, please inquire. IT’s adorable and it won't last.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,254/mo

Real estate (PITI + HOA + PMI)
$2,848
Principal + interest$2,063
Property tax + insurance$665
PMI / 2nd mortgage$120
Utilities
$556
Heating + cooling$116
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$144
Car insurance + maintenance$144
Other (entertainment)
$158
$3,254/mo TLC
Budget$5,000/mo
Remaining after TLC$1,746/mo
Purchase price
$319,900
Down payment
$15,995 (5%)
Loan amount
$303,905
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1894
Lot size
0.33 ac
Stories
0
Heating
Steam, Natural Gas
Cooling
None
Water
Public
HOA
Annual tax
$3,516
MLS #
73227529
County
Hampden

At a glance

Fireplace
Basement

Home features

Appliances
RangeRefrigerator
Exterior
PorchDeck
Community
Public TransportationShopping
Parking
Paved DriveOff Street
Flooring
Wood
Sewer
Public Sewer

Lot features

Flood Plain

Neighborhood — 01109

MetricThis ZIPCountyUSA
Population29,5646,444,931299,088,112
Population Change Since1990-5.00%7.00%20.00%
Population Density5,739786
Male13,8373,127,134147,432,321
Female15,7283,317,797151,655,844
Never Married10,4901,612,88563,775,926
Married6,7062,586,314123,120,365
Separated1,695247,85712,639,686
Widowed1,467363,59415,467,586
Divorced2,278436,88823,075,029
Number Of House Hold9,6122,431,591111,826,380
Average House Hold Size2.852.562.60
Medial Age27.7037.2535.46
Median House Hold Income$31,251$57,698$48,276
Average House Hold Income$42,151$75,023$63,629
P C I$14,740$29,196$24,529
M D I$28,111$48,105$41,133
A T H E$39,041$57,083$50,898
S T R5.00%5.00%
W C J88.88%81.38%77.74%
(Zip) Code
1109

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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MLSPIN

Listing information last refreshed 4/23/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.