CCertihomes
6 Richmond, Westerly, RI 02891

$995,000

6 beds 3 baths 2,458 sqft Built 1940Active

About this home

This is an incredibly rare 6-bedroom home in Misquamicut! With three bedrooms on each floor, this home easily accommodates two families and sleeps 14 comfortably. The open layout of the interior and the fantastic outdoor spaces allow a big family to gather without ever feeling crowded or on top of one another. A huge deck in the back is perfect for outdoor dining and entertaining and the front deck is where everyone will want to gather for morning coffee. The backyard is ground zero for summer fun and it features a dining patio, a fire pit, a shady hammock nook, an outdoor shower and an adorable tree house. Located on a quiet, shady lane that most people don’t know is there, this cottage is a hidden gem on the western edge of Misquamicut. There is plenty of off-street parking and the mature trees and landscaping make this feel like a private oasis. The home has many recent updates and is in move-in condition. Out of the flood zone and just four blocks from the ocean, this home has deeded access to the three private Misquamicut Fire District beaches, including parking, pavilions and lifeguards. The Misquamicut Fire District is a family beach community nestled between the exclusive villages of Watch Hill and Weekapaug, representing one of the last great seaside values in New England. What are you waiting for? Just move in and begin living the good life today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,978/mo

Real estate (PITI + HOA + PMI)
$6,380
Principal + interest$4,513
Property tax + insurance$1,494
PMI / 2nd mortgage$373
Utilities
$1,488
Heating + cooling$591
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$140
$6,978/mo TLC
Budget$7,478/mo
Remaining after TLC$500/mo
Purchase price
$995,000
Down payment
$49,750 (5%)
Loan amount
$945,250
APR
4%

Quick facts

Type
Residential
Style
Cottage
Year built
1940
Lot size
0.14 ac
Stories
0
Heating
Oil, Baseboard, Forced Water
Cooling
Ductless
Water
Municipal
HOA
Annual tax
$6,063
MLS #
1357619
County
Washington

At a glance

Dishwasher

Home features

Appliances
DishwasherDryerMicrowaveOven/RangeRefrigeratorWasher
Interior
Cathedral CeilingsWalls: Dry WallPlumbing: MixedInsulation: Unknown
Parking
No Garage
Fireplace
None
Flooring
Ceramic Tile, Hardwood
Sewer
Cesspool

Neighborhood — 02891

MetricThis ZIPCountyUSA
Population21,0411,095,423299,088,112
Population Change Since199011.00%9.00%20.00%
Population Density697994
Male10,145529,266147,432,321
Female10,896566,157151,655,844
Never Married4,498266,40463,775,926
Married9,216435,678123,120,365
Separated73143,64212,639,686
Widowed1,62866,66815,467,586
Divorced1,60883,84323,075,029
Number Of House Hold8,094410,399111,826,380
Average House Hold Size2.562.562.60
Medial Age41.0037.2735.46
Median House Hold Income$49,801$47,553$48,276
Average House Hold Income$67,090$61,609$63,629
P C I$26,267$23,965$24,529
M D I$41,983$40,634$41,133
A T H E$53,001$49,940$50,898
S T R7.00%7.00%
W C J77.07%78.02%77.74%
(Zip) Code
2891

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 4/25/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

6 Richmond · Westerly — $995,000 · Certihomes