CCertihomes
10 Pauls Dr, Spencer, MA 01562

$104,900

0 beds 0 baths 4 days on marketActive

About this home

Ready to build your dream home? Look no further! This 1.6-acre lot, nestled within the picturesque town of Spencer, MA, boasts approved design plans and is situated in a well-established neighborhood of impressive homes. Complete with surveying, engineering, site plan, and septic plan, all the groundwork has been completed for you. Enjoy the convenience of a uniquely positioned parcel within a tranquil cul-de-sac setting. With the tedious tasks of engineering, surveying, and design already taken care of, seize the opportunity to save both time and money by starting construction on your dream home today! Architectural plans available with an acceptable offer.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$1,310/mo

Real estate (PITI + HOA + PMI)
$921
Principal + interest$676
Property tax + insurance$206
PMI / 2nd mortgage$39
Utilities
$457
Heating + cooling$83
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$125
$1,310/mo TLC
Budget$5,000/mo
Remaining after TLC$3,690/mo
Purchase price
$104,900
Down payment
$5,245 (5%)
Loan amount
$99,655
APR
7.2%

Quick facts

Type
Residential
Style
Year built
Lot size
1.6 ac
Stories
0
Heating
Cooling
Water
Private
HOA
Annual tax
$654
MLS #
73229035
County
Worcester

Home features

Sewer
Private Sewer

Lot features

Easements

Neighborhood — 01562

MetricThis ZIPCountyUSA
Population11,1696,444,931299,088,112
Population Change Since19905.00%7.00%20.00%
Population Density329786
Male5,5433,127,134147,432,321
Female5,6263,317,797151,655,844
Never Married2,4311,612,88563,775,926
Married4,7742,586,314123,120,365
Separated229247,85712,639,686
Widowed637363,59415,467,586
Divorced1,042436,88823,075,029
Number Of House Hold4,3822,431,591111,826,380
Average House Hold Size2.522.562.60
Medial Age37.1537.2535.46
Median House Hold Income$51,099$57,698$48,276
Average House Hold Income$57,999$75,023$63,629
P C I$22,756$29,196$24,529
M D I$43,149$48,105$41,133
A T H E$48,279$57,083$50,898
S T R5.00%5.00%
W C J78.82%81.38%77.74%
(Zip) Code
1562

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
MLSPIN

Listing information last refreshed 4/25/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.

10 Pauls Dr · Spencer — $104,900 · Certihomes