CCertihomes
223 Elm St, Holyoke, MA 01040

$179,900

6 beds 6 baths 6,470 sqft Built 19104 days on marketActive

About this home

Don't miss the opportunity to own this truly unique property in Holyoke, MA! This 4-unit property consists of 3 residential units and one commercial unit situated at the front of the property with a separate entrance. The commercial unit, formerly a medical office, features multiple rooms that can be converted into office space to generate additional income. Additionally, the old medical office boasts a staircase directly within the unit leading to additional finished space below. The residential units, located on the second floor and the back side of the property, are ripe for revitalization. Situated close to the center of Holyoke, with nearby local transportation, shopping, and entertainment options, this property offers endless possibilities. Don't wait; schedule your showing now, as this opportunity won't last!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,649/mo

Real estate (PITI + HOA + PMI)
$2,142
Principal + interest$1,160
Property tax + insurance$915
PMI / 2nd mortgage$67
Utilities
$679
Heating + cooling$178
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$131
Car insurance + maintenance$131
Other (entertainment)
$157
$2,649/mo TLC
Budget$5,000/mo
Remaining after TLC$2,351/mo
Purchase price
$179,900
Down payment
$8,995 (5%)
Loan amount
$170,905
APR
7.2%

Quick facts

Type
4 Family
Style
Year built
1910
Lot size
0.2 ac
Stories
2
Heating
Other
Cooling
Other
Water
Other
HOA
Annual tax
$5,776
MLS #
73229320
County
Hampden

At a glance

Basement

Home features

Appliances
None
Interior
Other
Parking
Paved Drive
Roof
Other
Sewer
Other

Lot features

Level

Neighborhood — 01040

MetricThis ZIPCountyUSA
Population41,5126,444,931299,088,112
Population Change Since1990-7.00%7.00%20.00%
Population Density1,816786
Male19,6613,127,134147,432,321
Female21,8513,317,797151,655,844
Never Married11,1621,612,88563,775,926
Married12,2352,586,314123,120,365
Separated3,129247,85712,639,686
Widowed2,622363,59415,467,586
Divorced3,249436,88823,075,029
Number Of House Hold15,6832,431,591111,826,380
Average House Hold Size2.562.562.60
Medial Age33.9137.2535.46
Median House Hold Income$33,970$57,698$48,276
Average House Hold Income$43,158$75,023$63,629
P C I$17,848$29,196$24,529
M D I$30,060$48,105$41,133
A T H E$39,562$57,083$50,898
S T R5.00%5.00%
W C J80.19%81.38%77.74%
(Zip) Code
1040

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/26/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.