CCertihomes
8 Hardy Ln, Essex, MA 01929

$1,375,000

2 beds 3 baths 2,155 sqft Built 190018 days on marketActive

About this home

This year-round home, with two bedrooms plus home office/bonus room & 2.5 baths, has been thoughtfully renovated and expanded with great care to incorporate all of today’s comforts while preserving its character and charm. The minute you turn onto scenic Island Road in Essex the panoramic views of the tidal flats & estuaries of the Great Marsh & surrounding nature will inspire you. Tucked away on a private dead-end lane at the end of the road, you’ll find this quaint coastal cottage-style home with spectacular views from almost every room – to Hog Island, Conomo Point, Castle Hill & beyond. With living spaces that are flexible for your needs, this home lives comfortably & efficiently. The impeccably maintained property includes pea-stone driveway, a back deck with jacuzzi hot tub for year-round enjoyment, outdoor dining area, grassy lawn with gardens & a custom-built shingled shed w/loft. With boat launch access to the Essex River, boating, kayaking & birdwatching all at your doorstep.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$8,851/mo

Real estate (PITI + HOA + PMI)
$8,910
Principal + interest$6,236
Property tax + insurance$2,158
PMI / 2nd mortgage$516
Utilities
$494
Heating + cooling$85
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$106
Car insurance + maintenance$106
Other (entertainment)
$158
$8,851/mo TLC
Budget$9,351/mo
Remaining after TLC$500/mo
Purchase price
$1,375,000
Down payment
$68,750 (5%)
Loan amount
$1,306,250
APR
4%

Quick facts

Type
Single Family Residence
Style
Cottage
Year built
1900
Lot size
0.1 ac
Stories
0
Heating
Baseboard, Hot Water, Propane
Cooling
Ductless
Water
Private
HOA
Annual tax
$10,119
MLS #
73229788
County
Essex

At a glance

Basement
Dishwasher

Home features

Appliances
Water HeaterRangeDishwasherWasherDryerWater TreatmentWine Cooler
Interior
Beamed CeilingsCloset/Cabinets - Custom BuiltBeadboardPantryLighting - PendantClosetSun RoomHome Office
Exterior
PorchHot Tub/SpaStorageProfessional LandscapingScreens
Community
ShoppingParkWalk/Jog TrailsStable(s)GolfConservation AreaHighway AccessHouse of WorshipMarinaPrivate SchoolPublic School
Parking
Off StreetStone/Gravel
Kitchen
Flooring - WoodWindow(s) - PictureCountertops - Stone/Granite/SolidKitchen IslandCabinets - UpgradedRemodeledGas StoveLighting - Pendant
Flooring
Wood, Tile, Vinyl, Carpet, Flooring - Vinyl, Flooring - Wood
Roof
Metal
Sewer
Private Sewer

Lot features

Easements, Flood Plain, Cleared, Level

Schools

Elementary
Essex
Middle
Manchesteressex
High
Manchesteressex

Neighborhood — 01929

MetricThis ZIPCountyUSA
Population4,6986,444,931299,088,112
Population Change Since19908.00%7.00%20.00%
Population Density331786
Male2,3343,127,134147,432,321
Female2,3633,317,797151,655,844
Never Married7351,612,88563,775,926
Married2,3422,586,314123,120,365
Separated88247,85712,639,686
Widowed288363,59415,467,586
Divorced267436,88823,075,029
Number Of House Hold1,7642,431,591111,826,380
Average House Hold Size2.662.562.60
Medial Age40.5937.2535.46
Median House Hold Income$78,108$57,698$48,276
Average House Hold Income$94,842$75,023$63,629
P C I$35,611$29,196$24,529
M D I$62,724$48,105$41,133
A T H E$68,179$57,083$50,898
S T R5.00%5.00%
W C J76.43%81.38%77.74%
(Zip) Code
1929

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 4/28/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.